Dodd-Frank

With Republicans now controlling both chambers of Congress and signals from Democrats that they are open to alterations, revisions to Dodd-Frank are at the top of the agenda in addition to other subjects, like terrorism insurance and housing finance reform.

The coming year presents a golden opportunity for the payments industry to push for a repeal of the Durbin Amendment.

Fearless forecasts from BankThink's stable of industry veterans, experts and critics.

The council will confront several challenges in the new year, including a potential formal contest from life insurer MetLife over its recent designation as a systemically important financial institution and ongoing efforts to investigate the asset management industry.

Community banks go against their own interests when they oppose regulations that mainly affect big banks and leave smaller institutions unscathed.

The repeal of a key Dodd-Frank Act swaps provision earlier this month was a blow to progressive advocates and lawmakers, but former Rep. Barney Frank says there’s still reason to be optimistic about the future of financial regulation.

Representative Kevin Yoder, who spearheaded this week's changes to the Dodd-Frank financial law's regulation of swaps transactions, has a message for Senator Elizabeth Warren: expect more pro-business changes in next year's spending bills.

A year ago we asked BankThink contributors to make bold predictions about how the financial industry would evolve in 2014. Here's a look back at their forecasts and the actual outcomes.

American Banker readers share their views on the most pressing banking topics of the week. Comments are excerpted from reader response sections of AmericanBanker.com articles and from our social media platforms.

WASHINGTON — The Financial Stability Oversight Council voted Thursday to designate Metlife as a systemically important financial institution, the insurance company revealed, making it the fourth nonbank to receive that designation.

The Financial Stability Oversight Council put a careful foot forward Thursday on the path of designating the asset management industry as a potential economic threat.

Federal regulators announced Thursday that they are delaying implementation of certain aspects of the Volcker Rule's prohibition on bank ownership of private equity and hedge funds, giving institutions an additional two years to comply.

The repeal of the swaps push-out provision will reduce banks' operational costs, but it makes little difference in terms of increasing the size of the government safety net. The reason: with or without the rule, the government protects the swaps contracts of the largest institutions.

WASHINGTON — A top White House adviser said President Obama will not allow any further amendments to be made to the Dodd-Frank Act through spending packages.

Big banks have successfully reversed a Dodd-Frank provision that would have required them to move swaps from their FDIC-insured depository institutions into uninsured subsidiaries. But in so doing, they have inadvertently thrust the issue of implicit subsidies back into the spotlight.

The CFPB sued Sprint on Wednesday, claiming it allowed illegal charges onto customer's cell phone bills. The case is likely to be a test of whether the agency has the power to oversee telecommunications firms.

WASHINGTON — The Federal Deposit Insurance Corp. on Wednesday offered additional guidance to firms drafting resolution plans, this time focusing on strategies for cleaning up large subsidiaries.

Size-based regulation is designed to curb banks' appetite for growth. This will affect every operational and strategic decision that banks make going forward.

It was a year ago that regulators finalized the rule banning proprietary trading. But complying with the rule is still very much a work in progress.

A controversial plan to reform the bankruptcy code would shift the balance of power between debtors and creditors, resulting in extensive — but difficult to forecast — changes to the banking industry.