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Market Intelligence:
AI
Payments
Research
  • Accounting software
    Bank of America helps large clients predict when they'll be paid

    The bank is adding forecasting to its Intelligent Receivables product, which uses artificial intelligence to match business customers' incoming cash to open invoices.

    Carter Pape, American Banker
    By Carter Pape
    Technology Reporter
    October 25
  • Politics and policy
    COVID stimulus programs helped more consumers become banked, FDIC says

    The rate of unbanked consumers declined to its lowest point since the Federal Deposit Insurance Corp. began its biennial survey in 2009.

    Claire Williams, staff writer, American Banker
    By Claire Williams
    Reporter
    October 25
    A man uses a Wells Fargo ATM inside a branch in New York.
  • Commercial banking
    Zions expects a slowing economy to weigh on loan growth

    Loans at the Utah bank increased 6% in the third quarter. Executives said a darkening economic forecast could lower that figure.

    By Orla McCaffrey
    Staff Writer
    October 24
    Vernal, USA - July 23, 2019: Utah city street with Zions Bank an
  • Commercial banking
    One year into strategy revamp, Texas Capital under pressure for results

    CEO Rob Holmes says that much of the Dallas company's increased spending is now in the past. But meeting the bank's targets is "a complete show-me story," one analyst said.

    By Allissa Kline
    Reporter
    October 24
    Rob Holmes.jpg
  • Digital banking
    How Wells Fargo is Google-izing customer interactions

    The bank is using Google Assistant technology to power its virtual assistant, Fargo, according to Michelle Moore, head of digital at Wells.

    Penny Crosman Cropped
    By Penny Crosman
    Executive Editor, Technology at Arizent
    October 24
    Michelle Moore, head of digital, Wells Fargo
  • Payments
    6 ways payment cards are getting greener

    A New Hampshire bank recently rolled out the nation's first biodegradable debit cards, Bank of America next year will begin making all credit and debit cards more environmentally friendly and one of the biggest global card manufacturers vows to eliminate all traditional plastic cards by 2030.

    By Kate Fitzgerald
    Senior Editor, Payments
    October 24
    A Bank Of America Corp. Bank Branch Ahead Of Earnings Figures
  • Payments
    JPMorgan Chase offers faster paychecks to battle inflation

    The bank is enabling early access to direct deposits, an alternative to earned wage access products that are becoming more popular with economic stress on the rise.

    By John Adams
    Executive Editor, Payments
    October 24
    Sign displaying the JPMorgan Chase & Co. name.
  • Politics and policy
    Climate politics at heart of state probes into big banks

    Attorneys general from 19 states issued subpoenas to six large banks seeking information about their climate policies. They say they're seeking to hold banks accountable for the fairness of their ESG policies to fossil-fuel companies, but others call it intimidation.

    Kyle Campbell, Washington bureau, American Banker
    By Kyle Campbell
    Staff writer
    October 23
  • Most Powerful Women in Banking 2022
    How women bank executives can join boards

    Becoming a director can be an important stepping stone for a banker's career. Here's how to get invited — and convince your company to let you accept a board offer.

    Chana-Schoenberger-headshot-crop.png
    By Chana Schoenberger
    Editor-in-Chief
    October 23
    Jennifer Reynolds, Women Corporate Directors
  • Commercial banking
    Huntington gets a lift from recent M&A deals

    The addition of investment bank Capstone Partners and the wider geographic footprint that resulted from the acquisition of TCF Financial helped drive a 58% increase in net income during the third quarter.

    John Reosti Author Image
    By John Reosti
    Reporter
    October 21
    Huntington bank building
  • Consumer banking
    Overdraft settlement and fee reductions take toll on Regions

    A big settlement with the Consumer Financial Protection Bureau and recent changes to overdraft policies by the Alabama company helped drive down its third-quarter profits by 34%.

    Jordan Stutts Author Image
    By Jordan Stutts
    Reporter
    October 21
    Regions Bank
  • Blog ESG's Evolution in Financial Services—and Why Financial Leaders Need to Take Action
    To minimize risk and expedite workflows, financial institutions should consider low-code to streamline ESG efforts and make reporting simple.
    Partner Insights from Appian
  • Infographic 15 ESG Trends You (and Your Execs) Need to Know
    To meet expectations, business leaders are escalating ESG efforts and improving transparency to accommodate a wide breadth of stakeholders.
    Partner Insights from Appian
  • State Street Case Study: Connecting People, Process, and Data for Better Outcomes
    Appian technology helped State Street achieve their automation and modernization goals with our unified low-code platform. What started out as an initiative to improve customer onboarding has expanded into the Appian low-code platform being used across the organization to automate complex workflows and processes.
    Partner Insights from Appian
  • Blog 6 KYC Complexities Made Simple: How to Drive Efficient Compliance
    KYC processes are often a thorn in the side of financial institutions, as the data they need is difficult to find within highly complex, manual workflows that are made even more complicated by outdated technology. Here are six top pain points of institutions working to ensure compliance.
    Partner Insights from Appian
  • Fintech
    Fintech acquisitions boost Fifth Third's loan growth

    The Cincinnati bank reported strong growth from Dividend Finance, which offers renewable energy loans, and Provide, which lends money to health care professionals. The two units were bright spots as the company's net income dropped by 7.2%.

    Jordan Stutts Author Image
    By Jordan Stutts
    Reporter
    October 20
    Fifth Third Bancorp. branch
  • Commercial banking
    BankUnited still mulling expansion options

    The Florida company is making progress after recent moves into Atlanta and Dallas, CEO Rajinder Singh said. Growth in Atlanta is meeting expectations, and the company is weighing lending options in Dallas, where it currently focuses on deposit-gathering.

    John Reosti Author Image
    By John Reosti
    Reporter
    October 20
    BKU
  • Consumer banking
    KeyCorp's simple recipe amid lower overdraft revenue: Get more customers

    The Cleveland bank expects to lose about $25 million in fee income per quarter as a result of recent changes to its overdraft policies. CEO Chris Gorman said Key plans to compensate by expanding its customer base.

    By Allissa Kline
    Reporter
    October 20
    KeyBank
  • Data privacy
    Consumers could soon see which Plaid apps access their account

    The data aggregator announced a product this week that allows banks to build data privacy portals, where consumers can see who has access to their account data.

    Carter Pape, American Banker
    By Carter Pape
    Technology Reporter
    October 20
  • Commercial banking
    Synovus focuses on bolstering funding after deposits decline

    Pricing discipline at the Georgia bank contributed to a 3.5% quarter-over-quarter decline in deposits. To stem the tide, the company plans to lean into core deposits, brokered deposits and advances from the Federal Home Loan Bank System.

    By Polo Rocha
    Staff Writer
    October 20
    synovus-sign
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© 2026 Arizent. All rights reserved.