It's High Time Regulatory Inconsistencies Came to the Fore

I applaud your article, "Time for a Separate Regulatory Tier for Small Banks" [Jan. 26].

As a second generation community bank turnaround consultant in the Chicago market, with a focus on exam preparation and regulatory capital defense, I see inconsistencies in the application of regulations in field on a regular basis.

Bravo for bringing this critically important issue to the fore.

Justin A. Barr
Managing Principal
Loan Workout Advisers, LLC

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