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Merchant holdouts are finally warming to the likes of Apple Pay, years after the mobile wallet's launch. Competitive offerings have also flourished from mobile operating systems and phone providers.

In a hyper-competitive job market, credit unions are finding creative ways to keep staff engaged and sweeten the deal for potential new hires.

Intern programs are just one example of an activity that should count for CRA credit and meet Dodd-Frank requirements, says Comptroller of the Currency Joseph Otting.

Independent Bank in Texas, the seller, gained the business after buying Guaranty Bancorp.

The information you need to start your day, from PaymentsSource and around the Web. Today: Walmart's theft sensors; European regulators show some flexibility on authentication rules; Google and PayPal extend partnership; Desjardins suffers a breach.

On Dec. 31, 2018. Dollars in thousands.

The National Credit Union Administration is considering increasing the threshold for nonmember deposits but bankers have vowed to fight back, including possibly suing the regulator.

Compliance can be complex and expensive, but failure puts merchants at risk, says FIME's Christian Damour.

Banks are rightly focused on PSD2 as an international gateway for fintechs to disrupt banking, though potential deregulation in Singapore can give digital payment companies another route to take share directly away from banks.

Facebook's plans to launch its Libra cryptocurrency dominated much of the discussion at American Banker's Digital Banking conference last week, but attendees also debated what big tech company might strike next and what future digital innovations are in store.