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Guild has seen the "complexity of attacks against the sector and our customers" rapidly increase for the more than three decades that she herself has been working at the intersection of banking and technology. 

Heitsenrether is in charge of the bank's new data and analytics unit, established to propel the bank's leap toward integrating generative artificial intelligence into its products and business model. 

Stewart took over as head of commercial banking three years ago as the country was coming out of the pandemic and several of the people on the commercial bank's leadership team were getting ready to retire.

Crespi joined Comerica in 2020 as chief technology and operations officer with the goal of leading the Dallas-based bank's embrace of a more-digital future.

As global chief information officer, Beer is responsible for the bank's global technology systems and infrastructure and manages a $17 billion budget. She oversees more than 63,000 technologists and has 18 direct reports.

Danella took the leadership role for the Birmingham, Alabama, company's consumer banking in 2022 after leading consumer bank product design, pricing and marketing.

Nine years into her current position, Smith has shepherded multiple tech investments at Zions, including a 400,000-square-foot corporate campus in Midvale, Utah, devoted to technology.

In 2023, Castilla launched Roger, a digital bank for unbanked members of the military. One year later, Roger has opened deposit accounts for about 1,000 service members and their families.

 Johannson led the successful integration of one of the largest U.S. banking acquisitions last year with the acquisition of Bank of the West.

Bank of America is planning to open 165 new branches by the end of 2026. As brick-and-mortar locations remain critical for adding new customer accounts, JPMorgan Chase and Wells Fargo are also making targeted additions to their branch networks.