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On the surface, Ant Financial's reported discussions to acquire U.K.-based WorldFirst demonstrate a savvy business move to establish itself beyond the substantial market it controls in China. It also shows how far the Chinese payments giant is willing to go to resist the headwinds of U.S. policy.

The alleged supervisory lapses occurred over a five-year period, according to the regulator.

Entering 2019, lenders must think carefully about how they expand their auto loan portfolio. Failure to do so could result in bad loans and bad reviews online.

Even the best technologies take time, making it necessary to rein in expectations about what will happen and won't happen in the coming year.

While much of the debate of the past decade has focused on the Dodd-Frank Act, changes to Basel capital standards have played a big role in adding to the regulatory burden.

Greater Commercial Lending has targeted making loans in some unique sectors, including mining and renewable energy, after launching in January.

President Trump expressed confidence in the Treasury secretary, Federal Reserve and U.S. economy on Tuesday.

Younger consumers today have a very different view of, and utility for, general purpose bank and private label retail credit cards when compared to older generations.

The industry could see a boost in mortgage lending from regulatory changes, but other factors may slow growth.

The information you need to start your day, from PaymentsSource and around the Web: credit cards fund gun violence; the government shutdown and payments; mobile wallet for bus fares; and more.