Law and regulation

Banks are benefitting from a surge in second-quarter loan growth, driven almost exclusively by a jump in home mortgage lending.

Lafayette, La., and Washington are over 1,000 miles apart, but Rusty Cloutier, the founder and chief executive of MidSouth Bancorp, keeps the nation's capital top of mind.

JPMorgan trades spark debate on New York Fed structure; Richard Fisher's thoughts on battling TBTF; the CFPB turns to prepaid cards and nonbanks; Barbara Rehm tells the OCC to speak up; FDIC report is inconclusive on fate of lending.

Greg Gonzales, the commissioner of the Tennessee Financial Institutions Department, is the new chairman of the Conference of State Bank Supervisors.

Gary Gensler may have given an unexpected boost Tuesday to the economy of the tiny island nation of Mauritius.

All would be well advised to confine criticisms and recommendations to mitigating JPMorgan's systemic risk. What remain are decisions that affect stakeholders. The bank's owners have already spoken in favor of their CEO, and rightly so.

Senate Banking Committee chairman invites JPMorgan Chase CEO to explain his bank's $2 billion trading loss.

If we had a legal entity identifier in place could we have seen the problem building up? The short answer is yes.

The Office of the Comptroller of the Currency has lifted an agreement against Stillwater National Bank and Trust in Payne, Okla.

The Consumer Financial Protection Bureau is the first financial regulator that must meet face-to-face with small business to consider ways to minimize a rule's impact.

PNC Financial Services is changing its formula for calculating some bonus rewards points, in the latest example of a bank scaling back on perks for card customers.

Don't let a false impression chill freedom of speech: Misinformation from various sources could cause compliance officers to needlessly prohibit bankers from making perfectly legal campaign contributions, writes Mark Renaud.

The Federal Reserve Board on Friday welcomed one of the two new governors who were confirmed by the Senate earlier this month.

A Los Angeles law firm offers to pay brokers for convincing homeowners to pay $5,000 "referral" fees and sue banks. Critics raise legal and regulatory questions.

WASHINGTON — The Commodity Futures Trading Commission will hold a daylong public roundtable on the Volcker Rule on Thursday, May 31, the agency announced.

After Republican Sen. Bob Corker sought four changes to a Democratic mortgage refinancing bill, Democratic Sen. Robert Menendez signaled his willingness to make a deal.

The Federal Reserve Board on Thursday released the last details of how two mortgage servicers — Citigroup Inc. and HSBC Finance Corp. — plan to fix problems in their home loan servicing and foreclosure processes.

As the potential end of unlimited deposit insurance for noninterest bearing accounts nears, industry observer weigh in on what could to happen to those deposits. Some see the Dec. 31 end of the program as a 'litmus test' for Too Big To Fail and an opportunity for smaller banks.

Esther George, president of the Federal Reserve Bank of Kansas City, defended the current structure of the central bank system, arguing that bankers should keep their seats on the boards of the 12 regional Fed banks.