Law and regulation

Rising home prices and the ongoing quest for new revenues are prompting lenders to take a second look at a product that fell out of fashion following the housing bust.

More than 300,000 people have signed a petition calling on the Obama administration to "repudiate" Attorney General Eric Holder's remarks suggesting some banks are "too big to jail."

The Consumer Financial Protection Bureau's definition of a "rural" market needs to be more flexible according to state banking regulators.

BitPay Inc. has more than doubled the processing volume it forecasted for March, fueled by recent business moves. It also hired a veteran of the payment processor Global Payments to handle product management.

State banking regulators are asking the Consumer Financial Protection Bureau to be flexible in its definition of a "rural" market when determining when a community bank is eligible to make a balloon loan.

Bank of America and the National Credit Union Administration reached a $165 million accord to cover losses on purchases of residential mortgage- backed securities by credit unions that failed, the agency said.

The former Securities and Exchange Commission chair’s move to Promontory Financial is likely to add to public cynicism about a revolving door and regulatory capture.

The new numbers add to a growing body of evidence suggesting that the U.S. housing sector is slowly rebounding.

The U.S. government is resisting an effort by Standard & Poor's to move to the federal level a string of lawsuits by states that charge the ratings agency with misleading investors.

Concerns about bank size and interconnectedness have reached a fever pitch lately for a number of reasons. Here's why.

The Federal Deposit Insurance Corp. took enforcement actions against four banks last month tied to inadequate capital, compliance shortcomings and other matters, according to a series of orders released Friday.

Calls for reciprocity and a lack of participation from Asian-Pacific countries present significant challenges for the overreaching legislation.

Following the expansion of the Consumer Financial Protection Bureau's complaint database, officials are wondering if the now public information will help or hurt banks.

The Federal Financial Institutions Examination Council, which appoints a chairperson on a rotating basis, named Comptroller of the Currency Thomas Curry to a two-year term.

William B. Harrison, Jr., the former Chairman and CEO of JPMorgan Chase and an outspoken advocate for large banks, says a big bank breakup won't happen — but admits that he's surprised by how much support there is for the idea.

Arkansas Attorney General Dustin McDaniel's office reached an agreement with a Hutchinson, Kan.-based collection agency that requires the collector to stop trying to collect on illegal payday loan debt in the state.

Like the bankers who hope to open shop in Lancaster, Pa., startups need underserved niches to sway regulators to unfreeze new-bank activity.

Regulators reviewing AML rules could learn a thing or two from mall cops, says McGladrey’s Tyrone Beasley.

Fannie Mae executives are due this week to release the company's earnings report for the last quarter of 2012, a filing delayed by an unanticipated problem: The Washington-based mortgage financier is making money and expects to remain steadily profitable.

As the U.S. adopts the EMV smart-card standard, banks must address their own needs, such as replacing the transaction switch of their payment routing systems, according to Acquirer Systems of Dublin, Ireland.