Law and regulation

With the change in administration and more friendly economic conditions, policymakers should consider greater balance between principles- and rules-based approaches.

Deutsche Bank AG will have to clear a lower capital hurdle next year, joining other European lenders who are benefiting from a change in how the European Central Bank sets the requirements.

The Obama administration has been actively seeking loan payments from thousands of former students eligible for a debt-forgiveness program.

A 2010 cyberattack targeting the Federal Deposit Insurance Corp. — believed to have originated in China — is reportedly the subject of an FBI investigation.

Congress wants to put federal flood program on sounder financial footing, encourage the development of private flood insurance market and stop the insanity of rebuilding properties subject to repetitive flooding.

Regions Financial President and CEO Grayson Hall and the CEO of a Miami bank have been elected to the board of the Federal Reserve Bank of Atlanta.

The case against Fannie Mae and Freddie Mac is stronger than the argument for their survival.

The Department of Justice is criticizing an appeals court ruling striking down the Consumer Financial Protection Bureau's single-director structure, saying the decision overstepped Supreme Court precedent.

From the election's policy implications for banking to deep analysis of the Wells Fargo scandal, here are some of our favorite stories of the year. Stay tuned for Part II.

Treasury sweep agreement set to deplete Fannie and Freddie's capital reserves by the end of 2017.

The management team at Barclays Plc, facing a U.S. demand that it pay up over mortgage misconduct from the financial crisis, dared prosecutors to sue. The Justice Department obliged.

The similarities between the mortgage crisis and subprime auto lending in 2016 are all too obvious, with constrained cash flows, defaults and investor losses all likely.

Deutsche Bank AG and Credit Suisse Group AG agreed to pay a combined $12.5 billion to resolve U.S. investigations into sales of the toxic debt that fueled the financial crisis, putting behind them a major dispute that undermined confidence in the banks and raised questions about their turnarounds.

With signs pointing to a possible rebound in de novo activity, the Federal Deposit Insurance Corp. released a guide to potential organizers about the application process.

Opposition is lining up against the Consumer Financial Protection Bureau’s arbitration plan. A Republican-controlled Congress is expected to overturn a final rule even as industry groups file lawsuits to stop it from going into effect. Some attorneys think the arbitration rulemaking is already dead on arrival.

Senate Democrats are keeping up the pressure on Wells Fargo's board to answer questions about the phony-accounts scandal.

At a time when individual accountability at corporations is mounting, here is how compliance officers can detect and prevent fraud occurrences within their own firms.

The decision to rewrite the regulation came two days after a hearing in which New York bankers unleashed a litany of complaints about the regulation to Empire State lawmakers.

Had Wells Fargo simply complied with regulatory guidelines on multifactor authentication across all channels, there would have been substantially less fraud.

President-elect Donald Trump on Wednesday tapped billionaire investor Carl Icahn to be a special adviser on regulatory reform.