WASHINGTON — With the inauguration of the new administration near, uncertainty lingers about whether bank regulators' various efforts to improve culture at the biggest banks will clash with the pro-growth, deregulatory agenda that Republicans envision.

"On the one hand, it is clear that the future administration doesn't have much affection for regulation," said Tamar Frankel, a law professor at Boston University. "On the other hand, it also does not want to support [banks] with government or with national funds. Banks are expensive when they fail."

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