BB&T-SunTrust: Three big questions
Signage for BB&T and SunTrust banks.
Why now? Will it work? How will their rivals respond? The megadeal between the two East Coast regionals offers up plenty of grist for speculation.

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GSE reform, CFPB underwriting rule are on collision course
Kathy Kraninger
Absent some policy change, nearly a third of the loans backed by Fannie Mae and Freddie Mac could be in violation of the Consumer Financial Protection Bureau's Qualified Mortgage rule in two years.

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BB&T, SunTrust to combine in $28B merger
BB&T Chairman and Chief Executive Kelly King
The industry's largest acquisition in more than a decade will create the sixth-biggest bank in the country, with assets of more than $442 billion.

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'A lot of people are going to get hurt': Petrou on fintech risk
KarenShaw Petrou recommendations on fintech policy reforms
Policymakers need to update banking regulations to minimize the risks posed by technology companies entering financial services, a well-known policy analyst says in a new paper.

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Is this Swift's answer to Ripple?
By the numbers chart on Swifts' GPI technology for payments tracking
Swift is showing more swagger in its rivalry with Ripple thanks to progress it has made with a multifaceted payments-tracking technology called GPI.

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Wells Fargo glitch causes widespread outage, leaves customers fuming
Signage is displayed outside a Wells Fargo bank branch in Los Angeles.
Customers reported being unable to access online banking, mobile banking or their debit cards.

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Mergers like Fiserv-First Data are a red flag for banks
As major vendors consolidate, financial institutions should be looking to adopt emerging technologies, rather than relying solely on legacy firms to provide services.

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Fed exempts most regional banks from stress testing in 2019
Fed Vice Chairman for Supervision Randal Quarles
The exemption was included in a suite of other changes unveiled to provide greater transparency to the Fed's stress testing regime.

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Will BB&T-SunTrust set off a new wave of regional bank mergers?
The stars aligned for the two longtime rivals to join forces, and some observers speculate that other regional banks will need to strike similar partnerships if they hope to remain competitive. But others say such deals are rare because they're hard to pull off.

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Shorter terms, higher rates: How CECL could upend lending
Bankers weigh their options in mortgage and CRE lending as implementation of a new accounting standard nears.

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