Ram Komarraju, head of innovation and solution delivery for CLS; Christopher Whalen, chaiman, Whalen Global Advisors; Amber Baldet, co-founder and CEO Clovyer
Blockchain backers concede the hype is turning off bankers
To convince skeptical bankers about the benefits of distributed ledger technology, some suggest it needs to be separated from the volatile digital currency it underlies.

(Full story here.)
Acting CFPB Director Mick Mulvaney
Mulvaney's misfire: CFPB name change could cost industry millions of dollars
An internal agency analysis says changing the name of the bureau to the BCFP, as Mulvaney wants, could cost banks, credit unions and mortgage firms $300 million. It doesn't have to be this way.

(Full story here.)
Marijuana plants grow in a greenhouse.
The one banking bill Congress might actually pass next term
The financial industry is not expecting movement on a lot of legislation given a divided Congress, but one measure is beginning to attract widespread attention.

(Full story here.)
John M. Turner Jr., CEO in waiting of Regions Financial in Birmingham, Ala.
Regions not interested in bank acquisitions, CEO says
Speaking at an investor conference Wednesday, John Turner said that sellers' asking prices are too high and that Regions would prefer to buy a nonbank that could help boost fee income.

(Full story here.)
Tim Sloan, chief executive officer and president of Wells Fargo, speaks during a Senate Banking, Housing and Urban Affairs Committee hearing in Washington.
Wells Fargo's latest troubles suggest tougher stance by OCC
An eight-month-old consent order appears to be forcing the San Francisco bank to grapple more deeply than it did previously with the many failures that led to its account-opening scandal.

(Full story here.)
Capital One CEO Richard Fairbank.
Capital One under no pressure to buy Walmart loans, CEO says
Amid negotiations with Synchrony Financial over the potential purchase of a $10 billion portfolio, Capital One's Richard Fairbank indicated Wednesday that he is willing to walk away.

(Full story here.)
Rep. Maxine Waters, D-Calif.
Waters likely to raise affordable housing's profile in GSE debate
The Democrat, who will likely head the Financial Services Committee, has signaled she'll make expanded housing opportunities for lower-income consumers a top priority.

(Full story here.)
Rep. Maxine Waters, ranking member of the House Financial Services Committee, and Chairman Jeb Hensarling.
How Waters will keep pressure on CFPB
Democrats on the House Financial Services Committee are expected to shine a spotlight on Trump-appointed regulators, but that light might shine brightest on one agency in particular.

(Full story here.)
Bullet point chart on typical borrower at CommonBond
Fifth Third's millennial play: Helping them refinance student loans
The Midwest regional recently announced a referral partnership with the fintech lender CommonBond. By offering customers an option to refinance student loans at more favorable terms, the bank is hoping to cultivate their loyalty.

(Full story here.)
Suspicious activity reports as of Oct 2018
Is regulators' green light on AML tech a game changer?
Bank and credit union regulators issued a statement giving institutions the go-ahead to try artificial intelligence and other emerging tech to detect money laundering. It's just what some institutions have been waiting for.

(Full story here.)