The last year has been an interesting one in the mobile banking world, as players that used to lead the pack appeared to struggle and newcomers booked deals that gave them major leverage in the U.S. market. Enter M-Com, which inked a deal to power Fiserv's Mobile Money product line. Nine months after the deal was announced, the integration is all but finished and the team expects to launch pilots in June, with deployments going live in August, says Serge van Dam, head of marketing for M-Com.

The easy availability of mobile banking to Fiserv's 6,000 core processing customers will be a game-changer for the adoption of mobile banking in the U.S., allowing the smallest of institutions to compete in technological sophistication with the large banks that have dominated the mobile banking market for the past several years. M-Com's ASP interface offers small banks point-and-click capability to launch mobile banking that's integrated with their core processing and bill payment systems in a matter of hours. M-Com offers all three access modes: SMS, browser, and downloaded application.

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