Baxter Credit Union does it best not to let a potential loan slip away.

At a time when the industry's average loan-to-deposits ratio is 60%, with a 1.1% delinquency rate, the Deerfield, Ill.-based institution is 88% loaned out and has a 0.2% delinquency rate.

Subscribe Now

Access to authoritative analysis and perspective and our data-driven report series.

14-Day Free Trial

No credit card required. Complete access to articles, breaking news and industry data.