American Marine Bank's chief executive, Bess Alpaugh, who worked her
Mrs. Alpaugh says her bank has several strategies to boost morale and
*Promote from within when possible.
*Have all employees spend time as a teller.
*Draw a vice president each year to sit on the board of directors.
*Empower employees by soliciting the views of everyone.
*Encourage and assist employees in continuing their education.
"We really run on a team concept here," Ms. Alpaugh says. "Everybody has