By introducing a frequent flier card with Trans World Airlines last week, European American Bank took major step in a quest to become more than a bit player in the national credit card market.

The affinity announcement came after the Uniondale, N.Y.-based based bank, owned by ABN Amro Holding, added $45 million in balances by acquiring the credit card portfolio of New York-based Apple Bank for Savings in September 1992.

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