Second Federal Savings and Loan in Chicago views itself as the ShoreBank for its surrounding Hispanic community and hopes prospective investors will see it that way, too.

The $220 million-asset mutual thrift, based in the predominantly Hispanic neighborhood of Little Village, is in a similar situation to the struggling ShoreBank, a community development bank in Chicago that persuaded some of the nation's largest institutions to make an investment to save it. Second Federal's customers also have been acutely affected by the collapse of the residential real estate market and, as a result, problem loans have spiked, losses are rising and capital is running thin.

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