A federal appeals court in New York has made it harder for lenders to collect debts.

The U.S. Court of Appeals for the Second Circuit ruled June 29 that Citicorp Retail Services Inc. violated the Fair Debt Collection Practices Act when it sent a letter from a lawyer demanding that Robin Young repay the balance on her Bradlees discount store credit card.

Limited Time Offer

Save $400 off your subscription. Special offer ends April 30, 2017.

14-Day Free Trial

No credit card required. Complete access to articles, breaking news and industry data.