Arthur G. Gaston hauls his 102-year-old body out of bed five times a week to make it to work by 10 a.m. Once there, he carries out one of the last duties of his long and incredible life, that of chairman of the board of Citizens Federal Savings Bank in Birmingham, Ala.

In 1957, Mr. Gaston organized Citizens, the first African-American-owned thrift in the state, and served as its president, relinquishing that post just four years ago.

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