Arthur T. Roth, a strong-willed and innovative banker who helped finance the rapid growth of New York's Long Island, died there Wednesday at the age of 91.

He built Franklin National Bank, of which he was chairman, into the nation's 18th-largest bank by 1968. His push to provide home loans and other banking services to mechanics, civil servants, and other relatively low-wage workers earned him the name the "people's banker."

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