The computer may be your friend, but we don't believe it will be a long-term friend of the mortgage origination business. To understand why, it is important to review the exact role of a home mortgage loan originator.

The mortgage loan originator is the middleman who collects borrower data; provides consultation on underwriting, appraisal, and loan products; and prepares documentation. We believe that computers will increasingly perform these functions. As they do, the income potential of the mortgage originator will gradually decline.

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