"Not only do [banks] come for a bailout... They're now back trying to fight a consumer office and the type of protections that will prevent another type of situation where the economy is taken over a cliff by the actions taken on Wall Street and financial markets."
— White House chief of staff
"Never in the field of financial endeavor has so much money been owed by so few" – banks – "to so many" – the taxpayers.
— Bank of England governor urging the break-up of the U.K.'s too-big-to-fail banks
"The good news is that the Federal Reserve actually knows something about the banking system, as opposed to Chris Dodd."
— Chairman and CEO at TCF Financial Corp., on why changes in overdraft fee policies should come from the Fed, not Congress
"If you don't have a plan when your business-banking clients stop holding their cash, you better have one. Those deposits don't last forever."
— President and CEO, Citizens Republic Bancorp, speaking to small-business bankers at a conference
"A 680 is now 740, but FICO tells me don't worry, the scorecards are more predictive."
— Vice president at Citizens Business Bank in California, complaining of grade inflation from credit bureaus on commercial loan applications
"I know there's still concern about the Florida market but... There are 18 million people there and it's still warm in January. We are very bullish on the long term for Florida when we get through this correction".
— BB&T president and CEO, on the bank's acquisition of the failed Colonial Bank
"We want p-to-p to be the new way banks operate, the new way that consumer finance operates."
— CEO of Prosper, a peer-to-peer lender
"There are virtually no organic loan opportunities going on right now. I think most of the loans that we're seeing we're taking from other players".
— Prosperity Bancshares president and chief operating officer
"It was like $300 the first time."
— Anonymous 10-year employee of a Georgia bank, convicted of the accumulated theft of $200,000 from her institution, in an interview published in Insidious, a book on insider fraud