Thomas Hoenig
"In looking back over the past decade it is an unfortunate fact that the current regulatory burden has been earned."

Outspoken vice chairman of the Federal Deposit Insurance Corp., urging community banks to stop seeking exemptions from new rules

President Obama
"That is an unfinished piece of business."

Saying that the Dodd-Frank Act did not go far enough to curb risk-taking by banks

Claudio Borio
"There is a disappointing element of déjà vu in all this."

Head of the monetary and economic department at the Bank for International Settlements, on the warning in its annual report that a new world crisis looms due to dangerous asset bubbles

Jean Ziegler
"The big issue in these banks is that violating secrecy is considered treachery."

Sociologist, on why the culture of secrecy persists in Swiss banking despite recent steps to appease frustrated tax authorities abroad

Yves Louis
"Wall Street was bailed out, but Main Street is still being tortured."

Irvington, N.J., resident, offering support for the city council's plan to use eminent domain to keep delinquent mortgage borrowersin their homes

Ed Wehmer
"Quite frankly, I would tell you that a Bernstein analyst out of New York applying a one-size-fits-all approach to all markets would be a foolhardy way for a bank to set strategy."

President and CEO of Wintrust Financial Corp., criticizing a research report that recommends massive branch closures at regional and midsize banks (includingup to 56 of Wintrust's 111 branches)

Robert Paterson
"CIBC was a shark pool."

Former senior vice president at Canadian Imperial Bank of Commerce, on its history of brutal infighting when picking a new CEO

James Gorman
"Of the 97,000 bank branches that exist across the U.S. today, all but about 10,000 will disappear."

Chairman and CEO of Morgan Stanley, in a list of predictions that also included cash becoming a museum piece

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