Bank Equities Short Interest: National Association of Securities

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Shares Sold Unit Chng

Short as of from Institution 6/15/95 5/15/95 Aames Financial Corp. 139,137 108,631 ADVANTA Corp. Class A 1,012,273 448,322 ADVANTA Corp. Class B 84,546 27,496 Aegis Consumer Funding Group 5 -16,895 ALBANK Financial Corp. 72,721 10,977 Allstate Financial Corp. 124,500 -92,604 Ameriana Bancorp 46,050 0 American Federal Bank 11,624 9,786 Anchor BanCorp Wisconsin 26,029 656 Arrow Financial Corp. 14,478 2,255 Astoria Financial Corp. 230,195 20,632 AutoFinance Group Inc. 3,937 -25,593 BancorpSouth Inc. 21,980 1,947 Bank of Granite Corp. 31,870 316 Bank South Corp. 1,088,208 -32,015 BankAtlantic Bancorp 14,911 2,528 Bankers Corp. 113,286 -5,793 Bankers First Corp. 25,447 22,498 Barrington Bancorp 8,889 -12,948 Bay Ridge Bancorp 14,622 -211,598 BayBanks Inc. 741,567 215,030 Bell Bancorp 107,658 2,625 Boatmen's Bancshares Inc. 1,613,475 248,198 BOK Financial Corp. 10,003 10,000 Boston Bancorp (The) 34,107 -20,066 Broad National Bancorp. 114,889 60,437 Brooklyn Bancorp 94,964 -5,185 California Bancshares 79,179 -2,208 Capital Bancorp. 16,288 5,747 Capitol Bancorp Ltd. 14,889 4,842 Carolina First Corp. 82,906 5,275 CBT Corp. 23,200 0 CCB Financial Corp. 56,319 -158,674 CENFED Financial Corp. 78,246 1,834 CENIT Bancorp 27,626 2,924 Centerbank 29,579 -642 Central Fidelity Banks Inc. 83,202 -5,285 Central Jersey Financial 11,613 -214 Charter One Financial 1,775,984 1,619,547 Chittenden Corp.S,R 11,386 -464 CitFed Bancorp 109,986 23,506 Citizens Bancorp 20,717 -9,225 CNB Bancshares Inc. 211,008 73,437 Cole Taylor Financial Group 7,276 -11,888 Collective Bancorp 121,889 64,564 Columbia Banking System Inc. 7,391 -3,691 Columbia First Bank 48,852 -619 Commerce Bancorp 6,995 -13,403 Commerce Bancshares Inc. 72,219 -9,211 Commercial Federal Corp. 506,534 169,120 Community Bank Shares 2,479 -7,811 Community Savings 2,668 -13,849 Compass Bancshares Inc. 17,027 1,546 Consumer Portfolio Services 149,846 2,746 LCredit Acceptance Corp. 293,649 1,450 CSF Holdings Inc. 11,921 -12,327 Cullen/Frost Bankers Inc. 138,419 36,884 D & N Financial Corp. 9,746 -3,820 Dauphin Deposit Corp. 23,309 -2,518 Deposit Guaranty Corp. 49,590 26,145 DS Bancor 12,264 8,625 Eagle Finance Corp. 40,835 -8,465 Express America Holdings Corp. 8,452 -2,440 EZCORP 416,978 -220,287 F&M Bancorp 24,427 7,176 F.F.O. Financial Group Inc. 7,908 -7,142 FFY Financial Corp. 63,964 36,673 Fidelity Federal Bancorp 20,987 1,490 Fifth Third Bancorp 449,148 129,704 Financial Trust Corp 44 -13,819 Financing for Science Int'l 13,216 10,622 First American Corp. 56,448 46,886 First Cash Inc. 27,221 22,014 First Citizens Financial Corp. 8,327 -7,202 First Commerce Corp.R 1,572,362 -33,603 First Commercial Bancorp 24,022 7,892 First Commercial Corp. 174,604 -28,097 First Federal Capital Corp. 6,367 -16,828 First Federal Financial Svcs 22,792 1,797 First Federal Savings Bank of Colorado 14,197 12,854 First Financial Bancorp 32,133 10,278 First Financial Corp. 67,645 -4,728 First Financial W. Maryland 16,890 1,435 First Indiana Corp. 11,433 2,798 First Keystone Financial 11,440 -8,560 First Liberty Financial Corp. 51,569 14,778 First Merchants Acceptance 29,101 7,655 First Michigan Bank Corp. 33,284 9,016 First Midwest Bancorp 51,772 50,648 First Midwest Financial Inc. 11,791 11,736 First National Bancorp 508,938 57,040 First Northern Savings Bank 3,800 -10,930 First Oak Brook Bancshares 11,750 -2,970 First Palm Beach Bancorp 33,681 1,801 First Security Corp. 47,658 39,089 First Tennessee National Corp. 1,029,416 370,351 FirstFed Michigan Corp. 39,013 12,560 FirsTier Financial Inc. 10,273 2,157 FNB Corp. 188,041 10,816 Fourth Financial Corp. 450,394 -79,712 Framingham Savings Bank 52,709 485 Great Financial Corp. 211,709 9,825 Great Southern Bancorp 30,126 0 Greater New York Savings Bank 97,282 8,328 GreenPoint Financial Corp. 194,004 -293,345 Harleysville National Corp. 8,090 -2,028 Haven Bancorp 7,363 -2,781 Hawkeye Bancorp. 10,404 -4,920 Hawthorne Financial Corp. 25,443 -78 HF Financial Corp. 12,140 -737 Home Federal Corp. 21,800 20,424 Home Financial Corp. 151,707 -7,663 Hubco Inc. 115,442 17,607 Huntington Bancshares Inc. 951,313 44,521 IBS Financial Corp. 42,064 4,834 Imperial Bancorp 36,416 23,128 Imperial Credit Industries 108,496 87,713 Indiana Federal Corp. 3,069 -8,423 Irwin Financial Corp. 28,806 1,535 ISB Financial Corp. 15,373 -26,061 JeffBanks Inc.R 12,512 5,579 Jefferson Bankshares Inc. 38,065 26,175 JSB Financial Inc. 16,309 368 Keystone Financial Inc. 84,015 3,878 Lafayette American Bank 14,707 11,244 Lawrence Savings Bank 12,914 6,834 Life Bancorp 149,877 77,693 Long Island Bancorp 169,601 -298,534 Loyola Capital Corp. 87,195 -39,356 Magna Group Inc. 82,252 7,074 Mark Twain Bancshares Inc. 38,047 3,267 Marshall & Ilsley Corp. 593,588 -5,799 Mercantile Bankshares Corp. 30,135 -25,666 Meridian Bancorp 1,188,990 135,296 Michigan National Corp. 71,355 5,170 Mid Am Inc. 123,703 -133,239 Mid Continent Bancshares Inc. 19,227 16,298 Midlantic Corp. 572,890 -228,250 MLF Bancorp 97,523 -12,940 Money Store Inc. 100,858 -7,995 Monterey Bay Bancorp 17,683 -15,561 Mutual Savings Bank 383,880 -74,642 N.S. Bancorp 112,202 17,738 National Commerce Bancorp. 77,689 6,868 NFS Financial Corp. 25,229 216 Northern Trust Corp. 486,382 50,302 Northwest Savings Bank 12,516 -3,546 Old Kent Financial Corp. 41,719 7,971 Old National Bancorp 400,318 -47,467 Olympic Financial Ltd.R 3,136,289 987,925 ONBancorp 188,059 -24,499 Pacific Crest Capital 32,509 135 Palfed Inc. 17,508 15,562 Pamrapo Bancorp 12,036 3,637 People's Bank 550,683 7,533 Peoples Heritage Fin'l Group 416,776 50,519 Piedmont BankGroup Inc. 43,567 -12,096 Plains Spirit Financial Corp. 15,217 2,804 Poughkeepsie Savings Bank 265,237 69,233 Premier Bancorp 56,506 7,388 Putnam Trust Co. of Greenwich 28,431 -2,053 Quaker City Bancorp 74,218 -26,986 Queens County Bancorp 10,068 -5,606 Regional Acceptance R 449,740 -36,397 Regions Financial Corp. 309,044 27,348 Republic Bancorp 87,684 -1,474 Republic Security Financial 34,886 21,980 Riggs National Corp. 105,178 30,649 Rochester Community 1,543,849 1,262 Roosevelt Financial Group 1,961,658 567,743 S&T Bancorp 5,284 -9,313 SFFed Corp. 12,162 6,158 Sho-Me Financial Corp. 15,795 15,559 SIS Bank 40,044 7,804 Somerset Savings Bank 14,900 7,515 SouthTrust Corp. 68,032 -12,540 Southwest Bancshares 16,145 5,846 Sovereign Bancorp 1,988,417 996,947 St. Paul Bancorp 181,397 67,185 Standard Financial Inc. 10,593 -18,565 Sterling Financial Corp. 15,637 513 Suburban Bancshares Inc. 26,212 14,941 Summit Bancorp. 87,895 22,798 Sun Bancorp S,R 25,702 7,526 Suncoast Savings and Loan 84,961 600 Sunrise Bancorp 12,007 -24,181 Susquehanna Bancshares Inc. 25,282 -1,079 TFC Enterprises 53,536 32,156 TR Financial Corp. 51,446 -4,815 Trans Financial Inc. 64,686 -266 Trust Co. of New Jersey 660,581 -59,305 Trustmark Corp. 3,410 -14,674 U.S. Bancorp 5,059,560 3,485,106 U.S. Pawn Inc. 13,671 13,671 U.S. Trust Corp. 294,155 9,070 Union Bank 14,245 1,171 United Carolina Bancshares 5,874 -10,374 United Security Bancorp. 100 -151,900 UST Corp. 10,866 -2,102 Ventura County National Bancorp 32,662 28,611 Vermont Fin'l Services Corp. 37,221 8,846 Washington Federal Inc. 218,467 118,601 Washington Mutual Inc. 1,065,630 -775,951 Webster Financial Corp. 132,044 9,047 Wells Financial Corp. 318 -9,862 WesBanco Inc. 888 -14,530 West One Bancorp 2,116,687 182,983 Westamerica Bancorp. 23,889 11,855 Whitney Holding Corp. 12,251 -1,398 Wilmington Trust Corp. 45,674 23,256 Workingmens Capital Holdings 24,970 -7,177 World Acceptance Corp. 91,686 69,580 Zions Bancorp. 170,636 16,877 NASDAQ TOTALS 44,867,792 8,068,118 part 2 of 2

Pct Chng Average Days

from Daily to Institution 5/15/95Volume *Cover* Aames Financial Corp. 356.10% 164,488 0.8 ADVANTA Corp. Class A 79.5 110,053 9.2 ADVANTA Corp. Class B 48.2 100,183 0.8 Aegis Consumer Funding Group -100 31,807- ALBANK Financial Corp. 17.8 35,120 2.1 Allstate Financial Corp. -42.70% 14,805 8.4 Ameriana Bancorp - 3,652 12.6 American Federal Bank 532.4 17,786 0.7 Anchor BanCorp Wisconsin 2.6 43,159 0.6 Arrow Financial Corp. 18.4 10,444 1.4 Astoria Financial Corp. 9.80% 79,629 2.9 AutoFinance Group Inc. -86.7 72,709- BancorpSouth Inc. 9.7 2,612 8.4 Bank of Granite Corp. 1 3,434 9.3 Bank South Corp. -2.9 181,205 6 BankAtlantic Bancorp 20.40% 6,874 2.2 Bankers Corp. -4.9 17,342 6.5 Bankers First Corp. 762.9 44,482 0.6 Barrington Bancorp -59.3 1,530 5.8 Bay Ridge Bancorp -93.5 306,587- BayBanks Inc. 40.80% 221,961 3.3 Bell Bancorp 2.5 34,717 3.1 Boatmen's Bancshares Inc. 18.2 332,219 4.9 BOK Financial Corp. 333333.3 5,795 1.7 Boston Bancorp (The) -37 74,768 0.5 Broad National Bancorp. 111.00% 3,606 31.9 Brooklyn Bancorp -5.20% 62,445 1.5 California Bancshares -2.70% 4,300 18.4 Capital Bancorp. 54.50% 4,448 3.7 Capitol Bancorp Ltd. 48.20% 3,420 4.4 Carolina First Corp. 6.80% 6,228 13.3 CBT Corp. - 1,084 21.4 CCB Financial Corp. -73.80% 27,262 2.1 CENFED Financial Corp. 2.40% 18,252 4.3 CENIT Bancorp 11.80% 3,937 7 Centerbank -2.10% 92,434 0.3 Central Fidelity Banks Inc. -6.00% 50,320 1.7 Central Jersey Financial -1.80% 596 19.5 Charter One Financial 1035.30% 360,496 4.9 Chittenden Corp.S,R -3.90% 14,177 0.8 CitFed Bancorp 27.20% 6,737 16.3 Citizens Bancorp -30.80% 12,364 1.7 CNB Bancshares Inc. 53.40% 8,975 23.5 Cole Taylor Financial Group -62.00% 29,902 0.2 Collective Bancorp 112.60% 133,682 0.9 Columbia Banking System Inc. -33.30% 4,622 1.6 Columbia First Bank -1.30% 20,825 2.3 Commerce Bancorp -65.70% 32,317 0.2 Commerce Bancshares Inc. -11.30% 23,504 3.1 Commercial Federal Corp. 50.10% 100,445 5 Community Bank Shares -75.90% 1,610 1.5 Community Savings -83.80% 14,086 0.2 Compass Bancshares Inc. 10.00% 52,922 0.3 Consumer Portfolio Services 1.90% 20,358 7.4 LCredit Acceptance Corp. - 50,781 5.8 CSF Holdings Inc. -50.80% 22,149 0.5 Cullen/Frost Bankers Inc. 36.30% 30,611 4.5 D & N Financial Corp. -28.20% 15,400 0.6 Dauphin Deposit Corp. -9.70% 29,367 0.8 Deposit Guaranty Corp. 111.50% 40,206 1.2 DS Bancor 237.00% 6,206 2 Eagle Finance Corp. -17.20% 26,197 1.6 Express America Holdings Corp. -22.40% 11,281 0.7 EZCORP -34.60% 46,742 8.9 F&M Bancorp 41.60% 2,294 10.6 F.F.O. Financial Group Inc. -47.50% 5,128 1.5 FFY Financial Corp. 134.40% 36,596 1.7 Fidelity Federal Bancorp 7.60% 709 29.6 Fifth Third Bancorp 40.60% 95,372 4.7 Financial Trust Corp -99.70% 2,805- Financing for Science Int'l 409.50% 16,177 0.8 First American Corp. 490.30% 114,162 0.5 First Cash Inc. 422.80% 14,001 1.9 First Citizens Financial Corp. -46.40% 14,987 0.6 First Commerce Corp.R -2.10% 59,691 26.3 First Commercial Bancorp 48.90% 15,565 1.5 First Commercial Corp. -13.90% 18,605 9.4 First Federal Capital Corp. -72.60% 6,349 1 First Federal Financial Svcs 8.60% 3,689 6.2 First Federal Savings Bank of Colorado 957.10% 1,914 7.4 First Financial Bancorp 47.00% 3,078 10.4 First Financial Corp. -6.50% 73,915 0.9 First Financial W. Maryland 9.30% 8,360 2 First Indiana Corp. 32.40% 6,088 1.9 First Keystone Financial -42.80% 9,254 1.2 First Liberty Financial Corp. 40.20% 9,810 5.3 First Merchants Acceptance 35.70% 28,235 1 First Michigan Bank Corp. 37.20% 5,726 5.8 First Midwest Bancorp 4506.00% 9,668 5.4 First Midwest Financial Inc. 21338.20% 6,958 1.7 First National Bancorp 12.60% 14,059 36.2 First Northern Savings Bank -74.20% 4,459 0.9 First Oak Brook Bancshares -20.20% 2,564 4.6 First Palm Beach Bancorp 5.60% 39,196 0.9 First Security Corp. 456.20% 115,592 0.4 First Tennessee National Corp. 56.20% 194,327 5.3 FirstFed Michigan Corp. 47.50% 333,329 0.1 FirsTier Financial Inc. 26.60% 16,647 0.6 FNB Corp. 6.10% 9,270 20.3 Fourth Financial Corp. -15.00% 45,412 9.9 Framingham Savings Bank - 10,317 5.1 Great Financial Corp. 4.90% 64,564 3.3 Great Southern Bancorp - 3,392 8.9 Greater New York Savings Bank 9.40% 80,488 1.2 GreenPoint Financial Corp. -60.20% 654,320 0.3 Harleysville National Corp. -20.00% 1,425 5.7 Haven Bancorp -27.40% 34,357 0.2 Hawkeye Bancorp. -32.10% 62,792 0.2 Hawthorne Financial Corp. - 17,685 1.4 HF Financial Corp. -5.70% 1,422 8.5 Home Federal Corp. 1484.30% 1,698 12.8 Home Financial Corp. -4.80% 81,890 1.9 Hubco Inc. 18.00% 20,517 5.6 Huntington Bancshares Inc. 4.90% 117,927 8.1 IBS Financial Corp. 13.00% 39,580 1.1 Imperial Bancorp 174.10% 63,018 0.6 Imperial Credit Industries 422.00% 40,666 2.7 Indiana Federal Corp. -73.30% 4,816 0.6 Irwin Financial Corp. 5.60% 3,700 7.8 ISB Financial Corp. -62.90% 63,465 0.2 JeffBanks Inc.R 80.50% 6,344 2 Jefferson Bankshares Inc. 220.10% 15,301 2.5 JSB Financial Inc. 2.30% 27,989 0.6 Keystone Financial Inc. 4.80% 15,218 5.5 Lafayette American Bank 324.70% 23,002 0.6 Lawrence Savings Bank 112.40% 7,736 1.7 Life Bancorp 107.60% 117,717 1.3 Long Island Bancorp -63.80% 175,682 1 Loyola Capital Corp. -31.10% 64,909 1.3 Magna Group Inc. 9.40% 60,823 1.4 Mark Twain Bancshares Inc. 9.40% 9,746 3.9 Marshall & Ilsley Corp. - 83,218 7.1 Mercantile Bankshares Corp. -46.00% 44,683 0.7 Meridian Bancorp 12.80% 158,003 7.5 Michigan National Corp. 7.80% 44,247 1.6 Mid Am Inc. -51.90% 18,901 6.5 Mid Continent Bancshares Inc. 556.40% 15,749 1.2 Midlantic Corp. -28.50% 384,013 1.5 MLF Bancorp -11.70% 56,582 1.7 Money Store Inc. -7.30% 128,598 0.8 Monterey Bay Bancorp -46.80% 41,343 0.4 Mutual Savings Bank -16.30% 23,225 16.5 N.S. Bancorp 18.80% 24,817 4.5 National Commerce Bancorp. 9.70% 31,293 2.5 NFS Financial Corp. - 8,097 3.1 Northern Trust Corp. 11.50% 159,286 3.1 Northwest Savings Bank -22.10% 15,999 0.8 Old Kent Financial Corp. 23.60% 77,841 0.5 Old National Bancorp -10.60% 22,074 18.1 Olympic Financial Ltd.R 46.00% 591,363 5.3 ONBancorp -11.50% 154,406 1.2 Pacific Crest Capital - 3,016 10.8 Palfed Inc. 799.70% 40,183 0.4 Pamrapo Bancorp 43.30% 11,991 1 People's Bank 1.40% 84,996 6.5 Peoples Heritage Fin'l Group 13.80% 154,449 2.7 Piedmont BankGroup Inc. -21.70% 2,755 15.8 Plains Spirit Financial Corp. 22.60% 10,096 1.5 Poughkeepsie Savings Bank 35.30% 136,183 1.9 Premier Bancorp 15.00% 81,795 0.7 Putnam Trust Co. of Greenwich -6.70% 9,204 3.1 Quaker City Bancorp -26.70% 24,729 3 Queens County Bancorp -35.80% 28,879 0.3 Regional Acceptance R -7.50% 27,404 16.4 Regions Financial Corp. 9.70% 91,932 3.4 Republic Bancorp -1.70% 48,747 1.8 Republic Security Financial 170.30% 52,025 0.7 Riggs National Corp. 41.10% 50,767 2.1 Rochester Community - 117,155 13.2 Roosevelt Financial Group 40.70% 286,128 6.9 S&T Bancorp -63.80% 6,271 0.8 SFFed Corp. 102.60% 63,466 0.2 Sho-Me Financial Corp. 6592.80% 9,665 1.6 SIS Bank 24.20% 55,140 0.7 Somerset Savings Bank 101.80% 36,885 0.4 SouthTrust Corp. -15.60% 138,835 0.5 Southwest Bancshares 56.80% 4,127 3.9 Sovereign Bancorp 100.60% 174,575 11.4 St. Paul Bancorp 58.80% 63,236 2.9 Standard Financial Inc. -63.70% 98,699 0.1 Sterling Financial Corp. 3.40% 14,997 1 Suburban Bancshares Inc. 132.60% 25,267 1 Summit Bancorp. 35.00% 80,984 1.1 Sun Bancorp S,R 41.40% 1,594 16.1 Suncoast Savings and Loan - 7,949 10.7 Sunrise Bancorp -66.80% 12,978 0.9 Susquehanna Bancshares Inc. -4.10% 12,289 2.1 TFC Enterprises 150.40% 168,270 0.3 TR Financial Corp. -8.60% 107,053 0.5 Trans Financial Inc. - 35,986 1.8 Trust Co. of New Jersey -8.20% 16,863 39.2 Trustmark Corp. -81.10% 7,385 0.5 U.S. Bancorp 221.40% 572,338 8.8 U.S. Pawn Inc. Start 37,722 0.4 U.S. Trust Corp. -3.00% 30,158 9.8 Union Bank -7.60% 20,927 0.7 United Carolina Bancshares -63.80% 11,716 0.5 United Security Bancorp. -99.90% 14,105- UST Corp. -16.20% 50,711 0.2 Ventura County National Bancorp 706.30% 8,561 3.8 Vermont Fin'l Services Corp. 31.20% 13,132 2.8 Washington Federal Inc. 118.80% 177,804 1.2 Washington Mutual Inc. -42.10% 343,444 3.1 Webster Financial Corp. 7.40% 10,454 12.6 Wells Financial Corp. -96.90% 44,748- WesBanco Inc. -94.20% 4,272 0.2 West One Bancorp 9.50% 422,898 5 Westamerica Bancorp. 98.50% 17,191 1.4 Whitney Holding Corp. -10.20% 13,739 0.9 Wilmington Trust Corp. 103.70% 84,242 0.5 Workingmens Capital Holdings -22.30% 1,418 17.6 World Acceptance Corp. 314.80% 19,419 4.7 Zions Bancorp. 11.00% 28,185 6.1 NASDAQ TOTALS 21.90% 12,964,022 3.5 === Table limited to issues shorted at least 10,000 shares at either current or prior settlement date. * Number of days to cover short interest, assuming average daily trading volume holds constant and that all volume is used in settlement of short positions. Start - Rise from a prior base of zero. Clear - Prior short position falls to zero. New - Listed since last settlement date. S - Figures adjusted for stock split or dividend. R - Prior figures revised. Source: National Association of Securities Dealers Inc. Compiled by American Banker.