+++ part 1 of 2

Shares Sold Unit Chng Pct Chng Average

Short as of from from Daily

Institution 9/15/95 8/15/95 8/15/95 Volume

Aames Financial Corp. 123,524 -15,199 -11.0% 248,343

ADVANTA Corp. Class A 944,053 -155,634 -14.2 151,246

ADVANTA Corp. Class B 42,992 -4,382 -9.2 131,842

Advantage Bancorp 13,272 -2,582 -16.3 4,895

Aegis Consumer Funding Group 101,951 98,151 2,582.90 65,686

ALBANK Financial Corp. 83,003 -6,355 -7.10% 43,735

Allstate Financial Corp. 51,000 -14,450 -22.1 8,315

AMCORE Financial Inc. 18,536 15,409 492.8 36,668

Ameriana Bancorp 51,954 3,087 6.3 1,893

American Pacific Bank 2,027 -11,102 -84.6 36,897

Arrow Financial Corp. 21,905 5,573 34.10% 7,787

Associated Banc Corp. 58,682 50,339 603.4 30,028

Astoria Financial Corp. 242,859 39,332 19.3 150,076

BancorpSouth Inc. 20,661 311 1.5 4,502

Bank of Granite Corp. 32,683 1,483 4.8 2,407

Bank South Corp. 481,437 -67,138 -12.20% 462,846

BankAtlantic Bancorp 29,190 -12,417 -29.8 21,787

Bankers Corp. 110,551 1,242 1.1 40,350

Banknorth Group Inc. 13,425 5,212 63.5 8,405

BanPonce Corp. 12,349 5,458 79.2 14,043

Bay Ridge Bancorp 6,150 -8,175 -57.10% 19,523

BayBanks Inc. 267,665 -53,253 -16.6 82,454

Bell Bancorp 82,560 4,534 5.8 21,079

BFS Bankorp 19,638 11,515 141.8 1,593

Boatmen s Bancshares Inc. 1,948,720 -11,411- 611,952

Boston Bancorp 34,890 -4,039 -10.40% 62,946

Broad National Bancorp. 20,113 3,663 22.3 642

Brooklyn Bancorp 91,916 -8,784 -8.7 75,875

California Bancshares 74,687 397- 9,023

California State Bank 5,092 -8,786 -63.3 7,072

Capital Associates Inc. 26,948 1,979 7.90% 32,998

Capitol Bancorp Ltd. (MI) 14,776 4,347 41.7 5,737

Carnegie Bancorp 10,611 3,186 42.9 11,127

Carolina First Corp. 196,150 76,264 63.6 18,902

CB Bancorp 18,197 1,116 6.5 5,760

CBT Corp. 23,361 161- 1,630

CCB Financial Corp. 78,651 27,472 53.7 40,238

CENFED Financial Corp. 73,422 -95- 28,480

CENIT Bancorp 29,492 5,005 20.4 3,696

Center Financial Corp. 35,140 -175- 129,325

Central Fidelity Banks Inc. 60,375 -56,812 -48.50% 48,463

Charter Bank 580 -11,536 -95.2 2,631

Charter One Financial 2,929,672 369,091 14.4 119,856

Chittenden Corp. 19,247 15,393 399.4 8,757

Citfed Bancorp 46,002 -144,109 -75.8 38,716

CKF Bancorp 14,679 10,634 262.90% 3,741

CNB Bancshares Inc. 141,401 42,676 43.2 10,517

Coastal Bancorp 15,735 7,806 98.4 10,706

Cole Taylor Financial Group 42,756 35,027 453.2 42,638

Collective Bancorp 77,134 7,997 11.6 118,583

Columbia First Bank 49,047 -229- 4,939

Commerce Bancorp 15,047 11,396 312.1 54,826

Commerce Bancshares Inc. 90,079 -1,458 -1.6 30,556

Community First Bankshares 37,769 27,029 251.7 23,722

Compass Bancshares Inc. 140,868 117,073 492 75,349

Conestoga Bancorp 52,772 44,269 520.60% 46,657

Conservative Savings Corp. 708 -10,114 -93.5 14,923

Consumer Portfolio Services 116,688 -16,810 -12.6 8,437

Credit Acceptance Corp. 314,957 115,433 57.9 123,135

CSB Financial Corp. 2,311 -8,068 -77.7 6,056

Cullen/Frost Bankers Inc. 136,803 7,862 6.10% 39,203

Dauphin Deposit Corp. 51,192 9,100 21.6 22,738

Deposit Guaranty Corp. 31,294 -3,676 -10.5 14,645

Dime Financial Corp. 13,210 8,763 197.1 17,959

Eagle Finance Corp. 2,771 -26,156 -90.4 38,591

Express America Holdings Corp. 2,000 -10,506 -84.00% 14,457

EZCORP 326,020 -23,987 -6.9 22,794

F&M Bancorp (MD) 18,953 381 2.1 1,037

FCNB Corp 20,914 17,288 476.8 2,020

FFY Financial Corp. 51,093 6,731 15.2 22,102

Fidelity Bancorp (IL) 2,400 -10,691 -81.70% 16,183

Fidelity Federal Bancorp (IN) 20,975 -496 -2.3 2,765

Fidelity Southern Corp. 26,583 -1,340 -4.8 1,382

Fifth Third Bancorp 420,632 16,818 4.2 67,432

Financing for Science 5,933 -11,267 -65.5 14,830

First American Corp. 183,928 71,914 64.20% 119,923

First Cash Inc. 20,964 14,072 204.2 37,523

First Commerce Corp. 1,710,894 -24,494 -1.4 133,731

First Commercial Bancorp (CA) 11,886 -1,344 -10.2 20,657

First Commercial Corp. (AR) 225,754 2,957 1.3 18,456

First Essex Bancorp 14,234 8,871 165.40% 77,819

First Federal of East Hartford 25,476 -3,367 -11.7 4,936

First Federal Savings (CO) 19,669 5,369 37.5 22,918

First Financial Bancorp (OH) 35,403 -155- 2,044

First Financial Corp. (WI) 80,889 8,213 11.3 97,501

First Financial W. Maryland 19,450 0- 2,024

First Hawaiian Inc. 13,014 3,179 32.3 45,692

First Indiana Corp. 37,370 24,042 180.4 11,720

First Merchants Acceptance 30,424 -7,808 -20.4 32,196

First Michigan Bank Corp. 64,423 6,901 12 7,730

First Midwest Bancorp 90,929 1,541 1.70% 29,314

First Midwest Financial Inc. 16,361 -755 -4.4 4,508

First Mutual Bancorp 11,492 6,395 125.5 80,517

First National Bancorp 117,369 -6,807 -5.5 118,652

First Oak Brook Bancshares 12,209 -2- 12,386

First Palm Beach Bancorp 193,411 43,150 28.70% 73,846

First Patriot Bankshares Corp. 1,202 -10,537 -89.8 6,072

First Security Corp. 412,398 310,228 303.6 197,966

First Southern Bancshares 30,872 29,506 2,160.00 22,685

First Tennessee National Corp. 1,220,572 25,778 2.2 139,566

First Western Bancorp 10,180 497 5.10% 6,375

Firstfed Michigan Corp. 8,420 -4,369 -34.2 82,130

Firstier Financial Inc. 12,874 1,631 14.5 23,321

FirstMerit Corp. 17,099 6,412 60 17,262

FNB Corp. (PA) 172,899 -5,679 -3.2 7,219

Fourth Financial Corp. 669,477 109,255 19.50% 96,922

Framingham Savings Bank 52,903 11,009 26.3 60,037

Great American Bancorp 40,390 39,246 3,430.60 42,250

Great Country Bank 11,310 8,723 337.2 46,827

Great Financial Corp. 264,831 64,991 32.5 49,365

Great Southern Bancorp 30,084 63- 375

Greater New York Savings Bank 47,461 10,223 27.5 151,899

GreenPoint Financial Corp. 275,019 82,256 42.7 279,601

Haven Bancorp 66,954 9,488 16.5 126,602

Haverfield Corp. (S,R) 17,680 17,680Start 4,765

Hawkeye Bancorp. 12,938 10,654 466.50% 83,837

Hawthorne Financial Corp. 1,087 -21,457 -95.2 17,148

HF Bancorp 57,080 46,689 449.3 160,342

HF Financial Corp. 14,302 2,215 18.3 1,937

Home Financial Corp. 150,596 216- 117,125

Hubco Inc. 128,164 29,771 30.30% 29,251

Huntington Bancshares 1,579,004 -244,119 -13.4 128,706

IBS Financial Corp. 164,691 -4,806 -2.8 115,269

Imperial Bancorp 68,727 -60,237 -46.7 91,067

Imperial Credit Industries 53,512 39,022 269.3 186,981

ISB Financial Corp. 13,627 7,996 142.00% 57,352

JeffBanks Inc. 26,176 13,550 107.3 6,887

Jefferson Bankshares Inc. (VA) 4,112 -11,627 -73.9 16,376

JSB Financial Inc. 18,373 -1,083 -5.6 18,766

Keystone Financial Inc. 60,605 -9,912 -14.1 23,221

Lafayette American Bank 13,121 11,197 582.00% 26,529

Leader Financial Corp. 150,755 3,961 2.7 71,652

Life Bancorp 190,073 -26,035 -12 71,052

Long Island Bancorp 281,309 154,370 121.6 448,261

Magna Group Inc. (MO) 65,588 -64,368 -49.5 92,677

Mark Twain Bancshares Inc. 83,498 33,067 65.60% 28,253

Marshall & Ilsley Corp. 419,496 -27,269 -6.1 116,210

Mason-Dixon Bancshares Inc. 286 -10,789 -97.4 3,073

Mercantile Bankshares Corp. 22,721 9,024 65.9 171,702

Meridian Bancorp 1,554,592 -896- 282,900

Michigan National Corp. 60,400 4,948 8.90% 19,281

Mid Am Inc. 106,263 -115,852 -52.2 9,399

Mid Continent Bancshares Inc. 25,168 23,491 1,400.80 16,812

Midlantic Corp. 643,414 332,447 106.9 810,943

MLF Bancorp 24,883 7,788 45.6 74,440

Money Store Inc. 65,578 -73,278 -52.80% 194,440

Monterey Bay Bancorp 7,281 -28,398 -79.6 45,400

Mutual Savings Bank 47,473 -257- 17,353

National City Bancshares (IN) 283 -11,400 -97.6 4,485

National Commerce Bancorp. 75,167 -9,799 -11.5 39,163

Northeast Indiana Banc 14,013 1,101 8.50% 15,750

Northern Trust Corp. 628,702 158,212 33.6 202,845

Northwest Savings Bank 13,026 1,501 13 10,187

NS Bancorp 106,917 9,432 9.7 23,973

Old Kent Financial Corp. 78,119 -41,347 -34.6 108,310

Old National Bancorp 409,414 -17,778 -4.20% 7,730

Olympic Financial Ltd. 3,547,296 31,929- 390,954

ONBancorp 200,089 8,270 4.3 72,587

One Valley Bancorp (WV) 11,589 11,427 7,053.70 21,106

Pacific Crest Capital 32,374 0- 4,885

Palfed Inc. 1,443 -15,373 -91.40% 31,854

Pamrapo Bancorp 11,638 -50,694 -81.3 10,440

Pennfed Financial Services Inc. 25,829 14,755 133.2 59,308

People s Bank 320,572 -180,998 -36.1 147,128

Peoples Heritage Financial Grou 362,385 -12,474 -3.3 77,479

Permanent Bancorp 22,721 -1,247 -5.20% 11,026

Piedmont BankGroup Inc. 45,321 3,159 7.5 3,478

Premier Bancorp 60,402 54,837 985.4 127,205

Progressive Bank Inc. 10,258 -1,410 -12.1 7,608

Provident Bancorp 27,040 25,950 2,380.70 27,120

Provident Bankshares Corp. 11,085 9,767 741.00% 52,370

Quaker City Bancorp 82,658 2,654 3.3 26,109

Regional Acceptance 552,678 18,379 3.4 16,023

Regions Financial Corp. 404,842 90,897 29 126,741

Reliance Bancorp 94,419 71,069 304.4 91,918

Republic Bancorp (MI) 71,916 13,148 22.40% 86,366

Republic Security Financial 29,374 -2,626 -8.2 24,549

Riggs National Corp. 114,663 21,180 22.7 214,244

Riverside National Bank 5,626 -5,550 -49.7 3,959

Roosevelt Financial Group 1,930,492 246,069 14.6 611,207

RCSB Financial Inc. 2,315,004 216,678 10.30% 233,900

S&T Bancorp 16,880 -3,157 -15.8 3,086

Seacoast Banking Corp. (FL) 11,229 11,002 4,846.70 5,617

Second Bancorp 8,753 -1,852 -17.5 784

Security First Corp. 22,871 8,462 58.7 1,753

SGV Bancorp 11,042 10,457 1787.50% 52,746

SIS Bank 72,035 -6,397 -8.2 31,409

Somerset Savings Bank 13,149 -670 -4.8 125,636

SouthTrust Corp. 143,417 -28,951 -16.8 193,586

Southwest Bancorp (OK) 24,329 23,254 2,163.20 3,307

Southwest Bancshares (IL) 10,281 -2,315 -18.40% 2,293

Sovereign Bancorp 2,190,564 77,135 3.6 205,038

St. Paul Bancorp 86,689 -33,219 -27.7 103,585

Standard Financial Inc. 19,898 481 2.5 70,074

Sterling Financial Corp. 37,866 19,280 103.7 45,627

Suburban Bancshares Inc. (MD) 122,562 45,042 58.10% 25,955

Summit Bancorp. (NJ) 148,752 6,215 4.4 282,771

Sun Bancorp 28,199 6,883 32.3 2,586

Suncoast Savings and Loan 65,850 275- 12,357

Susquehanna Bancshares Inc. 26,499 -4,353 -14.1 8,967

TFC Enterprises 67,023 12,146 22.10% 84,858

TR Financial Corp. 57,820 4,749 8.9 154,658

Trans Financial Inc. 68,105 38- 10,597

Trenton Savings Bank 33,899 22,218 190.2 49,663

Trust Co. of New Jersey 409,505 -60,463 -12.9 21,502

Trustco Bank Corp (NY) 48,117 37,414 349.60% 18,263

U.S. Bancorp 8,140,743 1,068,233 15.1 467,377

U.S. Pawn Inc. 3,530 -6,792 -65.8 16,417

Union Acceptance Corp. 1,090 -94,043 -98.9 112,896

Union Bank (CA) 81,666 27,830 51.7 94,532

United Carolina Bancshares 32,535 -7,476 -18.70% 10,203

United Counties Bancorp. 15,858 -2,973 -15.8 1,639

Vallicorp Holdings 13,473 -3,306 -19.7 15,800

Vermont Financial Services Corp 27,570 -8,480 -23.5 13,729

Victoria Bankshares Inc. 11,265 8,973 391.5 15,147

Walnut Financial Services Inc. 17,695 17,695New 21,152

Washington Federal Inc. 121,368 70,313 137.7 123,436

Washington Mutual Inc. 1,504,421 242,372 19.2 327,281

Webster Financial Corp. 161,453 -2,753 -1.7 32,192

West One Bancorp 137,270 -154,106 -52.9 176,639

Whitney Holding Corp. 20,353 -13,274 -39.50% 25,813

Wilmington Trust Corp. 123,141 -42,168 -25.5 64,663

Workingmens Capital Holdings 12,919 2,619 25.4 795

Bank-Related Totals 50,256.20 3,323,532 7.10% 20,040,404

NASDAQ Market Total 893,031,0146,897,183 5.50%358,284,071

part 2 of 2

Days

to

Institution *Cover*

Aames Financial Corp. 0.5

ADVANTA Corp. Class A 6.2

ADVANTA Corp. Class B 0.3

Advantage Bancorp 2.7

Aegis Consumer Funding Group 1.6

ALBANK Financial Corp. 1.9

Allstate Financial Corp. 6.1

AMCORE Financial Inc. 0.5

Ameriana Bancorp 27.4

American Pacific Bank -

Arrow Financial Corp. 2.8

Associated Banc Corp. 2

Astoria Financial Corp. 1.6

BancorpSouth Inc. 4.6

Bank of Granite Corp. 13.6

Bank South Corp. 1

BankAtlantic Bancorp 1.3

Bankers Corp. 2.7

Banknorth Group Inc. 1.6

BanPonce Corp. 0.9

Bay Ridge Bancorp 0.3

BayBanks Inc. 3.2

Bell Bancorp 3.9

BFS Bankorp 12.3

Boatmen s Bancshares Inc. 3.2

Boston Bancorp 0.6

Broad National Bancorp. 31.3

Brooklyn Bancorp 1.2

California Bancshares 8.3

California State Bank 0.7

Capital Associates Inc. 0.8

Capitol Bancorp Ltd. (MI) 2.6

Carnegie Bancorp 1

Carolina First Corp. 10.4

CB Bancorp 3.2

CBT Corp. 14.3

CCB Financial Corp. 2

CENFED Financial Corp. 2.6

CENIT Bancorp 8

Center Financial Corp. 0.3

Central Fidelity Banks Inc. 1.2

Charter Bank 0.2

Charter One Financial 24.4

Chittenden Corp. 2.2

Citfed Bancorp 1.2

CKF Bancorp 3.9

CNB Bancshares Inc. 13.4

Coastal Bancorp 1.5

Cole Taylor Financial Group 1

Collective Bancorp 0.7

Columbia First Bank 9.9

Commerce Bancorp 0.3

Commerce Bancshares Inc. 2.9

Community First Bankshares 1.6

Compass Bancshares Inc. 1.9

Conestoga Bancorp 1.1

Conservative Savings Corp. -

Consumer Portfolio Services 13.8

Credit Acceptance Corp. 2.6

CSB Financial Corp. 0.4

Cullen/Frost Bankers Inc. 3.5

Dauphin Deposit Corp. 2.3

Deposit Guaranty Corp. 2.1

Dime Financial Corp. 0.7

Eagle Finance Corp. -

Express America Holdings Corp. 0.1

EZCORP 14.3

F&M Bancorp (MD) 18.3

FCNB Corp 10.4

FFY Financial Corp. 2.3

Fidelity Bancorp (IL) 0.1

Fidelity Federal Bancorp (IN) 7.6

Fidelity Southern Corp. 19.2

Fifth Third Bancorp 6.2

Financing for Science 0.4

First American Corp. 1.5

First Cash Inc. 0.6

First Commerce Corp. 12.8

First Commercial Bancorp (CA) 0.6

First Commercial Corp. (AR) 12.2

First Essex Bancorp 0.2

First Federal of East Hartford 5.2

First Federal Savings (CO) 0.9

First Financial Bancorp (OH) 17.3

First Financial Corp. (WI) 0.8

First Financial W. Maryland 9.6

First Hawaiian Inc. 0.3

First Indiana Corp. 3.2

First Merchants Acceptance 0.9

First Michigan Bank Corp. 8.3

First Midwest Bancorp 3.1

First Midwest Financial Inc. 3.6

First Mutual Bancorp 0.1

First National Bancorp 1

First Oak Brook Bancshares 1

First Palm Beach Bancorp 2.6

First Patriot Bankshares Corp. 0.2

First Security Corp. 2.1

First Southern Bancshares 1.4

First Tennessee National Corp. 8.7

First Western Bancorp 1.6

Firstfed Michigan Corp. 0.1

Firstier Financial Inc. 0.6

FirstMerit Corp. 1

FNB Corp. (PA) 24

Fourth Financial Corp. 6.9

Framingham Savings Bank 0.9

Great American Bancorp 1

Great Country Bank 0.2

Great Financial Corp. 5.4

Great Southern Bancorp 80.2

Greater New York Savings Bank 0.3

GreenPoint Financial Corp. 1

Haven Bancorp 0.5

Haverfield Corp. (S,R) 3.7

Hawkeye Bancorp. 0.2

Hawthorne Financial Corp. -

HF Bancorp 0.4

HF Financial Corp. 7.4

Home Financial Corp. 1.3

Hubco Inc. 4.4

Huntington Bancshares 12.3

IBS Financial Corp. 1.4

Imperial Bancorp 0.8

Imperial Credit Industries 0.3

ISB Financial Corp. 0.2

JeffBanks Inc. 3.8

Jefferson Bankshares Inc. (VA) 0.3

JSB Financial Inc. 1

Keystone Financial Inc. 2.6

Lafayette American Bank 0.5

Leader Financial Corp. 2.1

Life Bancorp 2.7

Long Island Bancorp 0.6

Magna Group Inc. (MO) 0.7

Mark Twain Bancshares Inc. 3

Marshall & Ilsley Corp. 3.6

Mason-Dixon Bancshares Inc. -

Mercantile Bankshares Corp. 0.1

Meridian Bancorp 5.5

Michigan National Corp. 3.1

Mid Am Inc. 11.3

Mid Continent Bancshares Inc. 1.5

Midlantic Corp. 0.8

MLF Bancorp 0.3

Money Store Inc. 0.3

Monterey Bay Bancorp 0.2

Mutual Savings Bank 2.7

National City Bancshares (IN) -

National Commerce Bancorp. 1.9

Northeast Indiana Banc 0.9

Northern Trust Corp. 3.1

Northwest Savings Bank 1.3

NS Bancorp 4.5

Old Kent Financial Corp. 0.7

Old National Bancorp 53

Olympic Financial Ltd. 9.1

ONBancorp 2.8

One Valley Bancorp (WV) 0.5

Pacific Crest Capital 6.6

Palfed Inc. -

Pamrapo Bancorp 1.1

Pennfed Financial Services Inc. 0.4

People s Bank 2.2

Peoples Heritage Financial Grou 4.7

Permanent Bancorp 2.1

Piedmont BankGroup Inc. 13

Premier Bancorp 0.5

Progressive Bank Inc. 1.3

Provident Bancorp 1

Provident Bankshares Corp. 0.2

Quaker City Bancorp 3.2

Regional Acceptance 34.5

Regions Financial Corp. 3.2

Reliance Bancorp 1

Republic Bancorp (MI) 0.8

Republic Security Financial 1.2

Riggs National Corp. 0.5

Riverside National Bank 1.4

Roosevelt Financial Group 3.2

RCSB Financial Inc. 9.9

S&T Bancorp 5.5

Seacoast Banking Corp. (FL) 2

Second Bancorp 11.2

Security First Corp. 13

SGV Bancorp 0.2

SIS Bank 2.3

Somerset Savings Bank 0.1

SouthTrust Corp. 0.7

Southwest Bancorp (OK) 7.4

Southwest Bancshares (IL) 4.5

Sovereign Bancorp 10.7

St. Paul Bancorp 0.8

Standard Financial Inc. 0.3

Sterling Financial Corp. 0.8

Suburban Bancshares Inc. (MD) 4.7

Summit Bancorp. (NJ) 0.5

Sun Bancorp 10.9

Suncoast Savings and Loan 5.3

Susquehanna Bancshares Inc. 3

TFC Enterprises 0.8

TR Financial Corp. 0.4

Trans Financial Inc. 6.4

Trenton Savings Bank 0.7

Trust Co. of New Jersey 19

Trustco Bank Corp (NY) 2.6

U.S. Bancorp 17.4

U.S. Pawn Inc. 0.2

Union Acceptance Corp. -

Union Bank (CA) 0.9

United Carolina Bancshares 3.2

United Counties Bancorp. 9.7

Vallicorp Holdings 0.9

Vermont Financial Services Corp 2

Victoria Bankshares Inc. 0.7

Walnut Financial Services Inc. 0.8

Washington Federal Inc. 1

Washington Mutual Inc. 4.6

Webster Financial Corp. 5

West One Bancorp 0.8

Whitney Holding Corp. 0.8

Wilmington Trust Corp. 1.9

Workingmens Capital Holdings 16.3

Bank-Related Totals 2.5

NASDAQ Market Total 2.5 ===

Table limited to issues shorted at least 10,000 shares at either current or prior settlement date. * Number of days to cover short interest, assuming average daily trading volume holds constant and that all volume is used in settlement of short positions. Start - Rise from a prior base of zero. Clear - Prior short position falls to zero. New - Listed since last settlement date. S - Figures adjusted for stock split or dividend. R - Prior figures revised. Source: National Association of Securities Dealers Inc. Compiled by American Banker.

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