When it comes to dealing in mortgages, bankers must know when to hold them and went to unload them, and a growing number of banks are opting for the latter option.

More banks are opting to sell their 10- and 15-year mortgages rather than keeping them in their loan portfolio. Bankers, wary of exposure to assets with long terms and fixed rates, had already shown an aversion to 30-year mortgages. For most bankers, declining yields on mortgage loans are not worth the longer-term risk of rising interest rates.

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