My dad was chairman and CEO of a New York City savings bank. It wasn't always easy growing up as the son of a prominent and successful businessman. But all along I knew I wanted to be a banker.

Why? I was only an average math student. Still, I quickly figured out that in any business where government regulations provide that you "buy" your product at 5% and "sell" it at 8.5%, you don't have to be a math major to make money. As Woody Allen once said, "Eighty percent of life is just being there."

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