WASHINGTON — The release of the last few details of the $25 billion mortgage servicing settlement this week revealed a deal that was, overall, not quite as bad for the banks as many observers and analysts expected.

But several obstacles remain, including getting a judge to approve the agreement. Among other problems are requests by a trade group that the court cap modifications of loans owned by investors, and fears that the failure of banks to admit any guilt or wrongdoing may hurt the settlement's chances of approval.

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