BALTIMORE - A top banking analyst, speaking here last week, lauded the cutting-edge efforts of some banks and encouraged the industry as a whole to "radically reengineer" through technology.

In his keynote address at Bank Administration Institute's home-based financial services conference, Thomas K. Brown of Donaldson, Lufkin & Jenrette highlighted the value of interactive financial services in improving banks' overall value to shareholders as well as consumers.

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