RALEIGH, N.C .- BB&T Corp.'s insurance chief has planned his spring vacation around the life cycle of an insect.

H. Wade Reece plans to be in the mountains of western Maine with a fly-rod in hand at the exact moment the green drake hatch begins. As the tiny insect emerges on the water surface, trout will begin a feeding frenzy - and that's when Mr. Reece will cast them a line. Mr. Reece knows the importance of being in the right place at the right time. It's a strategy he has applied to building the bank's insurance business.

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