Small banks once again dominated American Banker's annual Best Banks to Work For list. Of the 90 banks that made the cut this year, 51 had total assets of less than $3 billion.
The list includes Wood & Huston Bank, a newcomer to Best Banks to Work For that nabbed the No. 1 ranking based on positive employee feedback and a top-performing weighted employer score. The Marshall, Missouri-based bank had about $1.2 billion of assets as of June 30, 2025.
See below for the complete list, in descending order, of 2025 Best Banks honorees with assets under $3 billion. For additional Best Banks coverage, visit
Note: Total assets for each bank are from the Federal Deposit Insurance Corp. as of June 30, 2025. Employee headcounts were provided by individual banks when they applied to the program.
51: United Bank
Atmore, Alabama
Assets: $1.4 billion
President and CEO: Mike Vincent
No. of U.S. employees: 251
50: SouthWest Bank
Odessa, Texas
Assets: $726.7 million
CEO: Paul Weaver
No. of U.S. employees: 125
49: Investar Bank
Baton Rouge, Louisiana
Assets: $2.7 billion
President and CEO: John D'Angelo
No. of U.S. employees: 349
48: United Community Bank of West KY
Morganfield, Kentucky
Assets: $491.5 million
President: Gwen Paris
No. of U.S. employees: 65
47: Bank of Bird-in-Hand
Bird in Hand, Pennsylvania
Assets: $1.7 billion
President and CEO: Lori Maley
No. of U.S. employees: 171
46: JD Bank
Jennings, Louisiana
Assets: $1.2 billion
CEO: Paul Brummett II
No. of U.S. employees: 253
45: Ledyard National Bank
Hanover, New Hampshire
Assets: $993.6 million
President and CEO: Josephine Moran
No. of U.S. employees: 129
44: FirstBank Southwest
Amarillo, Texas
Assets: $1.9 billion
President and CEO: Andy Marshall
No. of U.S. employees: 240
43: Peoples State Bank
Wausau, Wisconsin
Assets: $1.5 billion
President and CEO: Scott Cattanach
No. of U.S. employees: 202
42: Martha's Vineyard Bank
Edgartown, Massachusetts
Assets: $1.3 billion
President and CEO: James Anthony
No. of U.S. employees: 113
41: Helm Bank USA
Miami, Florida
Assets: $1.1 billion
President and CEO: Mark Crisp
No. of U.S. employees: 130
40: Tioga State Bank
Spencer, New York
Assets: $574.8 million
President and CEO: Robert Fisher
No. of U.S. employees: 105
39: Servbank
Oswego, Illinois
Assets: $932.3 million
CEO: Donald Satiroff
No. of U.S. employees: 539
38: Potomac Bank (formerly Bank of Charles Town)
Charles Town, West Virginia
Assets: $919.2 million
President and CEO: Alice Frazier
No. of U.S. employees: 126
37: Centreville Bank
West Warwick, Rhode Island
Assets: $2.9 billion
Chair, president and CEO: Harold "Hal" Horvat
No. of U.S. employees: 252
36: First Bank & Trust Co.
Duncan, Oklahoma
Assets: $958.4 million
President and CEO: Robert Petersen
No. of U.S. employees: 192
35: First United Bank
Lubbock, Texas
Assets: $2.3 billion
CEO: R. Mark Bain
No. of U.S. employees: 316
34: Marquette Savings Bank
Erie, Pennsylvania
Assets: $1.4 billion
President and CEO: John Dill
No. of U.S. employees: 165
33: TriStar Bank
Dickson, Tennessee
Assets: $512.2 million
President and CEO: Ted Williams
No. of U.S. employees: 81
32: Chesapeake Bank
Kilmarnock, Virginia
Assets: $1.6 billion
Chair, president and CEO: Jeffrey Szyperski
No. of U.S. employees: 282
31: Bank Five Nine
Oconomowoc, Wisconsin
Assets: $2.5 billion
President and CEO: Tim Schneider
No. of U.S. employees: 374
30: Cape & Coast Bank (formerly The Cooperative Bank of Cape Cod)
Hyannis, Massachusetts
Assets: $1.6 billion
Chair, president and CEO: Lisa Oliver
No. of U.S. employees: 171
29: Heartland Bank
Geneva, Nebraska
Assets: $919.5 million
CEO: John Wilkins
No. of U.S. employees: 114
28: Bank Independent
Sheffield, Alabama
Assets: $2.8 billion
CEO: Macke Mauldin
No. of U.S. employees: 693
27: First Metro Bank
Muscle Shoals, Alabama
Assets: $998.3 million
President and CEO: Rodney Howard
No. of U.S. employees: 147
26: Foothills Bank
Phoenix, Arizona
Assets: $1.8 billion
President and CEO: Brian Riley
No. of U.S. employees: 217
25: Savings Bank of Walpole
Keene, New Hampshire
Assets: $805.9 million
President: Mark Bodin
No. of U.S. employees: 100
24: ACCESSbank
Omaha, Nebraska
Assets: $905 million
President and CEO: Tom Corrigan
No. of U.S. employees: 113
23: BankNewport
Middletown, Rhode Island
Assets: $2.964 billion
President and CEO: Jack Murphy
No. of U.S. employees: 325
22: Machias Savings Bank
Machias, Maine
Assets: $2.6 billion
President and CEO: Lawrence Barker
No. of U.S. employees: 291
21: Kentucky Farmers Bank
Ashland, Kentucky
Assets: $307.5 million
Chair and CEO: April Perry
No. of U.S. employees: 78
20: Pan American Bank & Trust
Melrose Park, Illinois
Assets: $517.8 million
President and CEO: Frank Cerrone
No. of U.S. employees: 59
19: First Citizens National Bank
Dyersburg, Tennessee
Assets: $2.5 billion
Chair and CEO: Jeff Agee
No. of U.S. employees: 300
18: Vista Bank
Dallas, Texas
Assets: $2.4 billion
CEO: John Steinmetz
No. of U.S. employees: 203
17: Citizens Bank of West Virginia
Elkins, West Virginia
Assets: $682.5 million
President and CEO: Nathaniel Bonnell
No. of U.S. employees: 91
16: Seamen's Bank
Provincetown, Massachusetts
Assets: $468 million
President and CEO: Lori Meads
No. of U.S. employees: 70
15: Cornerstone Bank
Southbridge, Massachusetts
Assets: $1.7 billion
CEO: Todd Tallman
No. of U.S.employees: 193
14: Signature Bank
Rosemont, Illinois
Assets: $2 billion
President and CEO: Michael O'Rourke
No. of U.S. employees: 105
13: American Riviera Bank
Santa Barbara, California
Assets: $1.3 billion
President and CEO: Jeff DeVine
No. of U.S. employees: 143
12: Pacific National Bank
Miami, Florida
Assets: $1.4 billion
President and CEO: Carlos Fernando-Guzman
No. of U.S. employees: 120
11: First National Bankers Bankshares
Baton Rouge, Louisiana
Assets: $851.6 million
CEO: Joseph Quinlan III
No. of U.S. employees: 154
10: CS Bank
Eureka Springs, Arkansas
Assets: $593.8 million
CEO: Charlie Cross
No. of U.S. employees: 104
9: First United Bank and Trust Company
Madisonville, Kentucky
Assets: $589.2 million
President and CEO: Jason Hawkins
No. of U.S. employees: 101
8: Climate First Bank
St. Petersburg, Florida
Assets: $1.2 billion
President and CEO: Lex Ford
No. of U.S. employees: 120
7: NebraskaLand Bank
North Platte, Nebraska
Assets: $948.3 million
President and CEO: Michael Jacobson
No. of U.S. employees: 106
6: TIB
Farmers Branch, Texas
Assets: $2.997 billion
President and CEO: Michael O'Rourke
No. of U.S. employees: 251
5: Peoples Bank
Lubbock, Texas
Assets: $1.1 billion
Chair and CEO: Larry Allen
No. of U.S. employees: 179
4: Peoples Bank of East Tennessee
Madisonville, Tennessee
Assets: $432.7 million
President and CEO: Jeremy Callais
No. of U.S. employees: 113
3: Paragon Bank
Memphis, Tennessee
Assets: $865.2 million
President and CEO: Robert Shaw Jr.
No. of U.S. employees: 121
2: Oakworth Capital Bank
Birmingham, Alabama
Assets: $1.8 billion
Senior managing director, chair and CEO: Scott Reed
No. of U.S. employees: 163
1: Wood & Huston Bank
Marshall, Missouri
Assets: $1.2 billion
President and CEO: Mark Thompson
No. of U.S. employees: 189
