Wells Fargo & Co. is planning to issue 15,000 EMV cards to U.S. residents in a test this year, making it by far the largest bank to offer the smart cards to domestic customers.

The U.S. has long resisted the transition away from magnetic stripe cards to EMV cards, commonly called chip and PIN for their most prominent security feature. The current options for U.S. customers are few and far between, and experts said Wells Fargo's test, which it plans to announce Wednesday, should lead many more issuers to embrace the EMV Integrated Circuit Card Specifications.

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