Bank and thrift insurance premiums - unchanged for the past two and a half years - will stay the same during the second half.

According to the Federal Deposit Insurance Corp., assessment rates for both the Bank Insurance Fund and the Savings Association Insurance Fund will remain in the range of 0 to 27 basis points, as they have since the first quarter of 1996. Premium rates for SAIF have been identical with BIF rates since the first quarter of 1997.

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