Trans Union Corp. has appealed to the Federal Trade Commission to overturn a ruling that the credit bureau improperly sells consumer marketing lists. The FTC said these lists-which comprise consumers' names, addresses, Social Security numbers, telephone numbers, and loan data- qualify as consumer credit reports and therefore cannot be sold to direct marketers.

Trans Union vice president and general counsel Oscar Marquis said the lists "are not consumer reports because they do not disclose credit- performance information."

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