Charles J. Koch was appointed to a one-year term as vice chairman of the Federal Home Loan Bank of Cincinnati's board of directors. He has been a director since 1990.

Mr. Koch is chairman and chief executive officer of Charter One Financial Inc. and of its principal subsidiary, Charter One Bank. He joined Charter One as vice president and secretary in 1976 after having been on its board since 1973. He was promoted to president and chief operating officer in 1980 and to chief executive in 1988.

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