Day chases day, and with it a new crisis, a new scandal, a new report of the enemy having breached the walls. When it all gets to be a little much, I find it good to check in with an optimistic man.

One such optimist is Arthur Spector, a banker who has been in the business since 1975, most of those years with Goldman, Sachs & Co., but since last October head of public finance at Prudential Securities Inc.

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