Mirror, mirror on the wall ... is your CRA self-assessment process an effective one at all? The answer you receive may surprise you.

For years, bank and thrift executives have been hearing about the need to perform self-assessment of their institutions' performance under the Community Reinvestment Act. Before the new CRA regulations were adopted, institutions often found themselves standing in front of the self- assessment mirror to demonstrate to examiners that a comprehensive CRA program with all the right bells and whistles was indeed in place.

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