Many industry analysts propose that smart payment cards are finally poised to change the future of payment and financial services aggregation.

By combining a secure and portable payment platform with a selection of payment, financial, and nonfinancial applications, the smart card's reach may go beyond the traditional debit and credit card business model. In the near future, both consumer and business cardholders may be able to choose from a variety of smart card-enabled, lifestyle-driven features and to use the card with their PC, mobile phone, or other Web-enabled device.

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