I'm confused. And the more speeches I read by government policymakers on why we can't or shouldn't reform the deposit insurance system, the more confused I get.

Deposit insurance was first adopted by New York State in the 1820s. During the next century more than 150 proposals for federal deposit insurance were introduced.

Subscribe Now

Access to authoritative analysis and perspective and our data-driven report series.

14-Day Free Trial

No credit card required. Complete access to articles, breaking news and industry data.