+++

A

ABN Amro,1

American Bankers Assn,2,3

Amsouth,6

Andersen Consulting,1

Arizona Bank,6

Arthur Andersen,8

B

BancWest,34

Bank of America,10

Bank of New York,5

Bank One,1

BankBoston,36

Bingham Dana,3

BroadVision,17

C

Canadian Imperial Bank of Commerce,1,29

Capital One Financial,1,36

Carreker-Antinori,17

Checkfree Holdings,1

Citigroup,29

Competitive Consumer Lending Coalition,29

Comstock,6

D

Delta Health Care,8

Deutsche Bank Securities,1

E

Edify,17

F

Fannie Mae,29

Federal Legislative Associates,3

Financial Research,10

First Federal (Hazleton, Pa.),2

First Natl Bank of Rochester (N.Y.),8

First Security (Salt Lake City),6

First Union,1,29

Firstar,1

Fleet,1,3,29,36

Forum for Investor Advice,10

Fox-Pitt, Kelton,1

Franklin Resources,10

Freddie Mac,29

Friedman Billings Ramsey,5

G

Gallup,2

Golden West,6

Gomez Advisors,1

H

High Frequency Economics,29

Honor Services,2

I

ING Group,36

Investment Company Institute,10

J

John Hancock,1

K

Keefe Managers,1

Korn/Ferry Intl,5

L

Lehman Brothers,1

Limra Intl,36

Louisiana Bankers Assn,8

Louisiana Sheriffs Assn,8

M

MasterCard,2

MBNA,1

McDonald Investments,1

Mellon,5, 6

Mercantile Bancorp,1

Meridien Research,17

MFS Investment Mgmt,10

MidSouth,8

N

Natl City,1

Natl Retail Federation,2

Natl Westminster,1

Natl Assn for the Advancement of Colored People,2

Natl Assn of Insurance Commissioners,2

Neighborhood Housing Services of America,6

NextCard,1

O

Orix,1

P

Pegasystems,17

PennCorp Financial,36

PNC,1,6

Provident (Riverside, Calif.),6

Providian Financial,1

Putnam,10

R

Robert Morris Associates,8

S

S.L. Green Realty,1

Sanchez Computer Associates,17

Sanford C. Bernstein,29

Spectrum International Consulting,1

Standard & Poor's,5

Stifel Nicolaus,1

U

U.S. Bancorp,1

United Life and Annuity Insurance,36

V

Vanguard,10

W

Washington Mutual,6

Wells Fargo,1

Wilkinson, Barker, Knauer & Quinn,3

Z

Zions,6 ===

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