+++ A Alex Brown, 21 American Bankers Assn, 1,3,23 American Express, 32 Associated Credit Bureaus, 20 B Banc One, 16 Bank Analysis Center, 17 Bank of New York, 32 BankAmerica, 5 Bankers Trust, 32 Bergen Commercial, 16 Brown Brothers Harriman, 4 C Capital One, 32 Centerbank, 17 Chase, 32 Chemical, 32 Citicorp, 4,5,32 Community Bankers Assn (NJ), 16 Consumer Bankers Assn, 2 Countrywide, 21 CS First Boston, 4 D Derby Savings, 17 Donaldson Lufkin Jenrette, 32 F Farm Credit Council, 3 Federal Home Loan Mortgage, 20 Federal National Mortgage Assn, 20 Ferris, Baker Watts, 16 Finexc Group, 24 First Albany, 17 First Bank (IL), 17 First Chicago, 32 First Call, 32 First Data, 1,18 First Financial Mgmt, 1,18 First USA, 32 G Golden West, 32 Great Country, 17 Great Western, 32 H H F Ahmanson, 20 Hambrecht & Quist, 18 Huntington, 16 I Independent Bankers Assn, 1,3 Interchange Financial Services, 16 Internatl Swaps & Derivatives Assn, 32 ITT, 20 J J P Morgan, 32 K Keefe Bruyette & Woods, 4 L Lemay Bank & Trust, 17 Liberty Financial, 23 Loan Pricing, 5 M Magna Group, 17 Master Card, 1 Mellon, 32 Moody's, 32 Morgan Stanley, 32 N NationsBank, 3,4 New City Asset Mgmt, 20 New Jersey Bankers Assn, 16 North American Securities Administrators Assn, 1 Norwest, 23 O Oliver Wyman, 24 One Valley, 16 Oppenheimer & Co, 18 Optima Group, 23 Oxxford Information, 24 P Peoples Savings (MO), 17 Prophet Market Research, 1 Prudential, 20 R Resolution Trust, 1 Roosevelt Financial, 24 S Salomon Brothers, 5,32 SIFE Trust, 32 Smith Barney, 4 Southwest Bank (TX), 3 Standard & Poor's, 32 State National (TX), 23 U Union Planters, 5 V Visa Internatl, 1,19 W Wachovia, 5 Wall Street Investor Services, 23 Washington Mutual Savings, 32 Webster Financial, 17 Westcorp, 16 Western Financial, 1 ===

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