+++

A

AM Best, 12

ABN Amro Holding,11

Acorn Housing,1

Agricultural Bank of China,1

Alex Brown,1

Alliance Mortgage,11

America's Community Bankers,2

American Bankers Assn,2

Amresco,11

B

Bank of Boston,6,24

Bank of India,6

Bank of Oldham County,8

Bank One,1

BankAmerica,12

Bankcard Holders of America,22

Bankers Trust New York,7

Barclays, 16

Boatmen's Bancshares,16

BT Brokerage,7

C

Calmac Funding,11

Centura,6

Chase Manhattan,1,18

Checkfree,1

Citibank,18

Citizens Bancorp,1

Citizens National (Evans City),8

CoreStates Financial,6

Crestar Financial,1

CS First Boston,22

D

Dean Witter,1

Deloitte & Touche,4

Dime Savings,1

DLJ California,11

E

Empire Bank,12

European American,1

F

Federal Home Loan Mortgage, 1

Federal National Mortgage Assn,1

Fidelity Investments,14

Financial Institutions Insurance Assn,14

Fingerhut,16

First Union,6,22

Fitch Investors Service,22

Fleet,1,8

G

GE Capital,18

Gemini Consulting,16

General Electric,22

Great Lakes,8

H

Harvard Joint Center for Housing,1

Haverfield,8

Hongkong & Shanghai Banking,1

Hopper Soliday,8

Household International,16

I

International Swaps & Derivatives Assn,7,8,18

Intuit,1

ITT Hartford Life Insurance,15

J

Jackson National Life Insurance, 12

Josephthal Lyon & Ross,24

L

LaSalle Bank,11

M

MasterCard International,1

Meca Software,1

Mellon,1

Merrill Lynch,11

Metris,16

Microsoft,1

Mondex,1

Moody's Investors Service,22

Mortgage Bankers Assn of America,1

N

National Westminster Bank of London,1

NationsBank,6,16,18,24

Neighborhood Housing Services,1

New York Mortgage Coalition,1

P

People's Bank of China,1

Phoenix Duff & Phelps, 15

Planco Group,15

Professional Bank Services,8

Prudential Securities,22

PSI International,1,16

Q

Quality Mortgage USA,11

R

Regions Financial,18

Royal Bank of Canada,1

S

Salomon Brothers,7

Securities Data Corp,24

Smith Barney Mutual Funds,7

Snyderbaum, Rishoi & Swann,11

Standard & Poor,6,22

Sungard Shareholder Systems,22

T

Travelers Express,19

V

Viad, 19

W

Wells Fargo,1 ===

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