Eugene A. Ludwig, as comptroller of the currency, oversees the supervision of 3,300 federally chartered commercial banks. With the advent of electronic money has come an additional assignment - as federal regulatory point man for researching and studying the implications of the new technology. That role was the subject of a recent interview with American Banker executive editor Jeffrey Kutler.

Mr. Ludwig, previously with the Washington law firm Covington & Burling, has been comptroller since 1993. Known for his advocacy of broader bank powers, he raised eyebrows in a speech in January when he said the industry's obsession with reforming the Glass-Steagall Act diverted attention "from other, more central" financial modernization issues, such as E-money.

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