The Year of Mobile Payments will arrive only when all of the key players — providers, merchants and consumers —are sufficiently motivated to change.

Circle Internet Financial, a startup aiming to make the digital currency Bitcoin more user-friendly for merchants and consumers, has raised another $17 million, bringing its total funding to $26 million.

Circle Internet Financial, a startup aiming to make the digital currency Bitcoin more user-friendly for merchants and consumers, has raised another $17 million, bringing its total funding to $26 million.

RealtyTrac, a company that provides housing and foreclosure data, announced Tuesday that it has entered the tax, deed and mortgage data licensing business, making it the first new entrant in the business in more than a decade.

United Community Banks (UCBI) in Blairsville, Ga., said it expects to report earnings of $14 million to $15 million for the first quarter.

The problem with data-driven decisions is that we don’t always like the result. Credit scores are recently falling into that trap.

HSBC was accused of targeting minority borrowers in Chicago with high-cost mortgage loans as Cook County, Illinois, followed other local governments in trying to hold subprime lenders liable for urban blight.

Payday lenders told the Consumer Financial Protection Bureau on Tuesday that they will accept new regulation so long as it does not "cripple" the industry and credit availability.

PacWest Bancorp's pending purchase of CapitalSource has been pushed back as the deal awaits approval from the Federal Reserve Board.

Ameris Bancorp (ABCB) in Moultrie, Ga., has repurchased all the shares it issued under the Troubled Asset Relief Program.

Bay Banks of Virginia in Kilmarnock is adjusting its 2013 financial results after unloading a troubled asset.

Kansas City's UMB Bank has rolled out an in-house tech support program to help get its less-tech-savvy customers comfortable with digital channels. It also hopes the initiative will help it boost retention rates and perhaps even capture a larger share of the customer's wallet.

Solera National Bancorp's annual meeting is quickly shaping up to be a free-for-all.

JPMorgan Chase investment bank co-head Mike Cavanagh, one of the leading candidates to eventually succeed CEO Jamie Dimon, will become co-president of Carlyle Group. His departure is the latest, and one of the most serious, in a long string of recent senior-level exits from the country's largest bank.

Citigroup (NYSE:C) has joined the growing number of banks that have hired chief digital officers.

A recent survey shows that two-third of mutual savings banks have considered mergers and that 40% give it even odds that they will participate in consolidation in the next five years.

The U.S. government will treat Bitcoin as property for tax purposes, applying rules it uses to govern stocks and barter transactions, the Internal Revenue Service said in its first substantive ruling on the issue.

Christopher Whalen, an outspoken analyst of the banking and mortgage industries, has joined the advisory board of Weiss Residential Research, a developer of home price indexes.

The U.S. government will treat Bitcoin as property for tax purposes, applying rules it uses to govern stocks and barter transactions, the Internal Revenue Service said in its first substantive ruling on the issue.

Nearly 150 million U.S. adults are expected to be banking on their mobile devices by 2018, and lenders can roll out the red carpet with user-friendly apps and modernized branches.