First Financial Holdings (SCBT) of Columbia, S.C., reported net income Tuesday of $13.2 million for the fourth quarter of 2013, a 44.7% increase from the same quarter in 2012.

NBT Bancorp (NBTB) in Norwich, N.Y., reported fourth-quarter net income of $17.9 million, a 37% increase from a year earlier.

Community banking representatives met with hostility a recommendation that the U.S. Postal Service consider offering financial services. The proposal raises questions about whether the Obama administration is trying to circumvent Congress and replace payday lenders with a government entity. American Banker staffers discuss.

FirstMerit (FMER) in Akron, Ohio, announced a substantial increase in net income because of its April purchase of Citizens Republic Bancorp in Flint, Mich.

HSBC North America is doubling its international loan program with an eye on emerging international markets.

Institutions with solid, but underperforming assets and lagging stock price valuation multiples are vulnerable to activist investors. Address problems before they are attracted to your bank.

Jefferies Group said it agreed to pay $25 million as part of a settlement with regulators into suspected abuses in trading of mortgage-backed securities. The deal includes a non-prosecution agreement with the U.S. Attorney's Office in Connecticut.

The $5.7 billion-asset company said Monday that it had promoted Josephine Iannelli as its CFO, effective immediately. Iannelli, 41, had been the company’s principal accounting officer since July.

Does Bitcoin require its own set of regulations, or can businesses that trade in the virtual currency and payment system be policed effectively under existing rules?

The Consumer Financial Protection Bureau issued a three-page advisory Monday in response to recent card and data breaches, encouraging consumers to monitor their accounts for unauthorized charges or debits.

Bank of Hawaii (BOH) reported fourth-quarter earnings of $39.1 million, down 3% from a year earlier.

Zions Bancorp. (ZION) in Salt Lake City reported a quarterly loss after recording charges tied to its portfolio of collateralized-debt obligations.

Community West Bank in Goleta, Calif., has been released from a written agreement with the Office of the Comptroller of the Currency.

Bankers and their representatives harshly criticized a call for the U.S. Postal Service to offer financial products like debit cards and remittances to underbanked consumers, saying it was a dangerous and foolhardy idea.

Many community bankers are said to have gained confidence from the fact that they have made it this far under adverse conditions.

The $300 million merger will create the state's biggest community bank -- and could convince other institutions to pursue similar deals.

Penalty fees collected from credit card users plunged by nearly 50% between 2009 and 2013, according to new research by an industry consultant.

Authorities arrested the former CEO of a defunct Bitcoin exchange company on charges of conspiring to launder more than $1 million for users of the online drug market Silk Road.

The government-sponsored enterprise is keeping a running list of appraisers that it views as shady and is warning banks and mortgage lenders to be careful about doing business with them.

CFBank in Fairlawn, Ohio, has been released from a cease-and-desist order issued by the Office of the Comptroller of the Currency.