The Consumer Financial Protection Bureau issued a three-page advisory Monday in response to recent card and data breaches, encouraging consumers to monitor their accounts for unauthorized charges or debits.

The advisory said consumers should alert banks or card providers immediately if fraud is suspected, as well as avoid scams that ask for personal information over email or phone.

"Consumer financial products often involve significant amounts of consumer data," CFPB director Richard Cordray said in a statement Monday. "In light of recent data breaches, we want to be sure that consumers know how to protect themselves and where to turn if they do suspect fraud."

The recent Target breach took place during the 2013 holiday shopping season, affecting the card data of 40 million people and the personal contact information of 70 million.

The Target and Neiman Marcus breaches were executed using BlackPOS, a type of malware created by a Russian-based hacker in March of 2013, according to IntelCrawler, a Los Angeles-based security company.

U.S. lawmakers have worked to try and create and institute new legislation to protect consumers in the wake of the attacks, including the proposed Data Security Act, which would set national standards for securing consumer data and for sharing information with those who are affected by a breach.

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