Capital One (COF) and Fifth Third (FITB) are the only two banks that received perfect scores for transparency according to a study of checking-fee disclosures released Tuesday by WalletHub, a personal-finance website.

Coinbase, a Bitcoin digital wallet provider, has launched a microtransactions feature to allow its customers to transfer small amounts between accounts for free.

The national mortgage delinquency rate (the rate of borrowers 60 or more days past due) continued its decline in 2013, dropping to 4.09% through the end of the second quarter, nearly 26% lower than the year-ago period. Since last quarter, the mortgage delinquency rate has fallen 10%.

Republic First Bancorp (FRBK) will allow customers to access funds at Allpoint Network ATMs without paying service fees.

BankFinancial (BFIN) in Burr Ridge, Ill., reported a decrease in quarterly profit because of lower net interest income.

Quarterly earnings at Meta Financial Group (CASH) in Sioux Falls, S.D., came in above analysts' estimates due to growth in revenue from loans and the company's payments system.

Baylake (BYLK) in Sturgeon Bay, Wis., has agreed to sell $26 million in deposits from two branches to 1st National Bank of Berlin in Wisconsin.

WASHINGTON — There are more than 7 million borrowers in default on federal or private student loans, according to the Consumer Financial Protection Bureau.

Lawmakers have accused Raj Date, the Consumer Financial Protection Bureau's former No. 2, of lobbying his old employer and profiting from a mortgage rule he wrote. Yet ethics experts, and even some of those who formerly accused him of wrongdoing, now say the charges are bogus.

With the market starting to value banks on their earnings rather than their book values, buyers are looking for deals that will prop up their bottom lines over the long term and are willing to pay more.

HSBC, Europe's largest lender, said possible damages from a lawsuit filed by a U.S. regulator over improperly sold mortgage-backed securities could cost the bank as much as $1.6 billion.

The Federal Reserve Board's Senior Loan Officer Opinion Survey said credit conditions are improving for commercial and industrial loans but standards remain tight on mortgages and consumer debt.

Blue Hills Bank in Boston is buying a New England franchise from Sovereign Bank.

Noninterest expenses remain persistently high at community banks as a need to pursue revenue undermines efforts to aggressively make cuts.

SunTrust Banks (STI) in Atlanta has committed $5 billion to funding commercial mortgages originated by MetLife (MET).

The $22.5 billion Structured Agency Credit Risk transaction serves its purpose, but shows how much more work and thinking needs to be done to redesign the housing finance system.

The feature presents a win-win scenario for banks and their customers as well as an opportunity for mobile-centric financial startups that can serve as the catalyst for widespread adoption.

Fifth Third (FITB) in Cincinnati is selling $85 million worth of shares of Vantiv, its former subsidiary.