The rate at which lenders declare credit card loans uncollectible ticked up at four of the six largest issuers in July from the previous month.

Delinquencies held steady, however, according to reports on securitized receivables published this week. Those results broke with the seasonal increase that typically prevails during the summer, and chargeoffs look poised to retreat in the coming months. (Historical and projected data is shown in the graphics below. Interactive controls are described in the captions. Text continues below.)

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