In a reversal of recent trends, U.S. consumers are more likely to make timely payments on their home equity loans, but they have become less diligent about staying current on their monthly credit card bills.

Delinquent payments on home equity loans, which skyrocketed during the recession, are now at their lowest level since late 2008, according to a new report from the American Bankers Association. Meanwhile, delinquencies on bank-issued credit cards, which bottomed out early last year, have climbed to their highest level in five quarters.

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