Consumer loan delinquencies held fairly steady in the second quarter except for credit cards, which went up for the second period in a row, the American Bankers Association said Wednesday.

The ABA's latest report on delinquency rates-percentages of loans at least 30 days past due-showed declines in automobile, home equity, and other secured categories. The composite ratio for eight types of closed-end loans dropped to 2.35%, from 2.36% at the end of the first quarter.

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